Cass County property record for 1462 5th St S, Fargo, ND 58103
| Property Type | Single Family Home |
|---|---|
| Details | 1,118 sqft · built 1956 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,975 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2018 Second Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 01-0120-00970-000 |
| Primary APN | 01-0120-00970-000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,118 sqft Living Area |
| 1st Floor Area | 1,118 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Street Address | 1462 5TH ST S |
|---|---|
| City | FARGO |
| State | ND |
| Zip | 58103-4248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR3 |
| Legal Description | LOT: 103 BLOCK: 0 ADDITION: BELMONT PARK ADDITIONAL: BELMONT PARK LOT 103 & N20' LOT 104 |
| Legal Subdivision | BELMONT PARK |
| Legal Lot Number | 103-104 |
| Jurisdiction | CASS ND |
| Township / Civil Division | FARGO |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 901 |
1462 5th St S is owned and occupied by two individuals.
Source: Cass County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1462 5TH ST S, FARGO, ND 58103-4248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL BANK |
| Aug 21, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN FEDERAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | Apr 15, 2026 |
| Property Address | 1462 5TH ST S, FARGO, ND 58103-4248 |
| Document Number | 0001756090 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20261756090 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1462 5TH ST S, FARGO, ND 58103-4248 |
| Document Number | 0001756090, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 20261756090 |
| Name | AMERICAN FEDERAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Apr 5, 2033 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 1462 5TH ST S, FARGO, ND 58103-4248 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001545271 |
|---|---|
| Date | Aug 21, 2018 |
| Instrument | 1545271 |
| Name | AMERICAN FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58102 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 85 Months |
| Due | Sep 1, 2025 |
The 2025 property tax bill for 1462 5th St S was $1,975.
Source: Cass County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Fargo City |
| Unified School District | Fargo Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,975.00 | $116,450 Land $24,700 Building $91,750 | $232,900 Land $49,400 Building $183,500 |
| 2023 | $3,353.00 | $108,850 Land $24,700 Building $84,150 | $217,700 Land $49,400 Building $168,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1462 5th St S in Zone X, an area of moderate flood risk, though there have been 63 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 63 (1978–2010) |
| Claims Outside the SFHA | 30 of 63 |
| Most Recent Claim | Mar 2010 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1462 5th St S is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of North Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FARGO serves 120,762 people · EPA ID ND0900336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Bromate resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fixed Wireless in parts of the area | 2,000 / 350 |
| Sparklight Cable | 1,000 / 50 |
May also be available: T-Mobile, Verizon.
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