1454 5th St S, Fargo, ND 58103 Property Records

Cass County property record for 1454 5th St S, Fargo, ND 58103

Property Summary

Property Type	Single Family Home
Details	1,040 sqft · built 1961
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$131,000 (Aug 2014)
Tax Bill	$1,436 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`01-0120-00950-000`

Property Details

APN / Parcel Number

Primary APN	`01-0120-00950-000`

Interior

Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide

Location & Zoning

Street Address	1454 5TH ST S
City	FARGO
State	ND
Zip	58103-4248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	LOT: 101 BLOCK: 0 ADDITION: BELMONT PARK ADDITIONAL: BELMONT PARK LOT 101 LESS N 5'
Legal Subdivision	BELMONT PARK
Legal Lot Number	101
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	1
Census Block	1025
Census Tract	901

Owner

1454 5th St S is owned and occupied by an individual who bought it in August 2014.

Source: Cass County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1454 5TH ST S, FARGO, ND 58103-4248
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed of Trust, Mortgage · FHA Mortgage NORTH DAKOTA HOUSING FINANCE AGENCY
Mar 6, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 13, 2017	Warranty Deed, Transfer THE TITLE SERVICES GROUP, THE TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2014 · Amount on File
Deed Sale	Aug 8, 2014 · Amount on File
Deed Document Number	201423865
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	1454 5TH ST S, FARGO, ND 58103-4248
Transaction Type	Mortgage
Record Updated	May 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1454 5TH ST S, FARGO, ND 58103-4248

Mortgage

Document Number	0001710442
Date	Apr 29, 2024
Instrument	1710442

Lender

Name	NORTH DAKOTA HOUSING FINANCE AGENCY
Type	Government Agency
Address	BISMARCK, ND 58502

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	1454 5TH ST S, FARGO, ND 58103-4248
Document Number	0001532767
Instrument Date	Mar 6, 2018
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1454 5TH ST S FARGO ND 581034248, FARGO, ND 58103-4248

Mortgage

Document Number	0001532767
Date	Mar 12, 2018
Instrument	1532767

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Mar 11, 2043

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jun 13, 2017
Property Address	1454 5TH ST S, FARGO, ND 58103-4248
Document Number	0001512434
Instrument Date	Jun 12, 2017
Instrument	1512434
Transaction Type	Transfer
Record Updated	Jul 10, 2017
Title Company	THE TITLE SERVICES GROUP, THE TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2841 2ND ST N FARGO ND 581021605, FARGO, ND 58102-1605

Tax Assessment & Valuation

The 2025 property tax bill for 1454 5th St S was $1,436.

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,436.00	$105,350 Land $20,250 Building $85,100	$210,700 Land $40,500 Building $170,200
2023	$2,834.00	$98,450 Land $20,250 Building $78,200	$196,900 Land $40,500 Building $156,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1454 5th St S in Zone X, an area of moderate flood risk, though there have been 63 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	63 (1978–2010)
Claims Outside the SFHA	30 of 63
Most Recent Claim	Mar 2010 · Flooding
Claims by Event	Flooding, Mar 2010 · 7 claims Severe Storms And Flooding, Apr 2009 · 16 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1454 5th St S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

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