1456 5th St S, Fargo, ND 58103 Property Records

Cass County property record for 1456 5th St S, Fargo, ND 58103

Property Summary

Property Type	Single Family Home
Details	1,032 sqft · built 1921
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$172,900 (Jul 2020)
Tax Bill	$1,782 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`01-0120-00960-000`

Property Details

APN / Parcel Number

Primary APN	`01-0120-00960-000`

Interior

Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide

Location & Zoning

Street Address	1456 5TH ST S
City	FARGO
State	ND
Zip	58103-4248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	LOT: 102 BLOCK: 0 ADDITION: BELMONT PARK ADDITIONAL: BELMONT PARK LOT 102
Legal Subdivision	BELMONT PARK
Legal Lot Number	102
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	1
Census Block	1025
Census Tract	901

Owner

1456 5th St S is owned and occupied by an individual who bought it in July 2020.

Source: Cass County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1456 5TH ST S, FARGO, ND 58103-4248
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Deed of Trust, Mortgage TOWN & CNTRY CU
Jul 1, 2020	Warranty Deed, Transfer TOWN & CNTRY CU
Mar 16, 2017	Warranty Deed, Transfer · ARM GATE CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2020 · Amount on File
Deed Sale	Jul 1, 2020 · Amount on File
Prior Sale	Mar 16, 2017 · Amount on File
Deed Document Number	20201595963
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	1456 5TH ST S, FARGO, ND 58103-4248
Document Number	0001595964
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	THE TITLE SERVICES GROUP, THE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1456 5TH ST S FARGO ND 581034248, FARGO, ND 58103-4248

Mortgage

Document Number	0001595964
Date	Jul 1, 2020
Instrument	1595964

Lender

Name	TOWN & CNTRY CU
Type	Credit Union
Address	FARGO, ND 58104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jul 1, 2020
Property Address	1456 5TH ST S, FARGO, ND 58103-4248
Document Number	0001595963
Instrument Date	Jun 30, 2020
Instrument	1595963
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	THE TITLE SERVICES GROUP, THE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1456 5TH ST S FARGO ND 581034248, FARGO, ND 58103-4248

Mortgage

Document Number	1595964
Date	Jul 1, 2020
Instrument	1595964

Lender

Name	TOWN & CNTRY CU
Type	Credit Union
Address	FARGO, ND 58104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Mar 16, 2017
Property Address	1456 5TH ST S, FARGO, ND 58103-4248
Document Number	0001505108
Instrument Date	Mar 15, 2017
Instrument	1505108
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1456 5TH ST S, FARGO, ND 58103-4248

Mortgage

Document Number	0001505109
Date	Mar 16, 2017
Instrument	1505109

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Apr 1, 2022
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	4.25%
Index	1-Year CMT
Margin	5
Max Rate	7.95%

Tax Assessment & Valuation

The 2025 property tax bill for 1456 5th St S was $1,782.

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,782.00	$118,250 Land $20,250 Building $98,000	$236,500 Land $40,500 Building $196,000
2023	$3,156.00	$110,500 Land $20,250 Building $90,250	$221,000 Land $40,500 Building $180,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1456 5th St S in Zone X, an area of moderate flood risk, though there have been 63 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	63 (1978–2010)
Claims Outside the SFHA	30 of 63
Most Recent Claim	Mar 2010 · Flooding
Claims by Event	Flooding, Mar 2010 · 7 claims Severe Storms And Flooding, Apr 2009 · 16 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1456 5th St S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

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