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1460 Morningside Dr, Laguna Beach, CA 92651 Property Records

Orange County property record for 1460 Morningside Dr, Laguna Beach, CA 92651 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,969 sqft · built 1975
Lot Size0.184 acres (8,000 sqft)
OwnerCompany Name on File
Tax Bill$3,471 (2025)
Deeds & MortgagesFeb 2021 Mortgage
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN644-321-18

Property Details

APN / Parcel Number

Primary APN644-321-18

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,969 sqft Living Area
Gross Area2,410 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area8,000 sqft (0.184 acres)
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address1460 MORNINGSIDE DR
CityLAGUNA BEACH
StateCA
Zip92651-2811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 4514 BLK LOT 18
Legal SubdivisionTRACT 4514
Legal Tract4514
Legal Lot Number18
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group1
Census Block1010
Census Tract62620

Owner

Source: Orange County records · APN 644-321-18

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1460 MORNINGSIDE DR, LAGUNA BEACH, CA 92651-2811
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
May 17, 2017Deed of Trust, Mortgage · ARM
BANK OF AMERICA NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address1460 MORNINGSIDE DR, LAGUNA BEACH, CA 92651-2811
Transaction TypeMortgage
Record UpdatedFeb 17, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1460 MORNINGSIDE DR, LAGUNA BEACH, CA 92651-2811

Mortgage

Document Number0000082872
DateFeb 05, 2021
Instrument2021000082872
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address1460 MORNINGSIDE DR, LAGUNA BEACH, CA 92651-2811
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000201579
DateMay 17, 2017
Instrument2017000201579
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJun 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateJun 01, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.87%
Index1-Year LIBOR
Max Rate8.87%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLaguna Beach City
Unified School DistrictLaguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$250,772 (+2%) Land $79,375 Building $171,397
2025$3,471.00 (+1.55%) Homeowner's exemption$245,855 (+4.04%) Land $77,818 Building $168,037
2023$3,418.00 (+3.64%) Homeowner's exemption$236,309 Land $74,796 Building $161,513
2022$3,298.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590626201, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Nearby Flood Policies12 in force
Nearby Flood Claims14 (1980–2017)
Claims Outside the SFHA14 of 14
Most Recent ClaimFeb 2017, other causes, Severe Winter Storms, Flooding, And Mudslides
Claims By Storm
  • Severe Winter Storms And Flooding, Apr 1998 · 6 claims

Wildfire

Wildfire RiskModerate
above 69% of the US · above 44% of California
Wildfire LikelihoodAbout 1 in 386 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 122 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
Cox CommunicationsCable2,000 / 100

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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