Orange County property record for 1440 Morningside Dr, Laguna Beach, CA 92651 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1975 |
| Square Footage | 2,600 sqft Living Area |
| Lot Size | 11,659 sqft (0.268 acres) |
| Garage | 441 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,994.00 (2025) |
| Primary APN | 644-321-20 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,600 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 11,659 sqft (0.268 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 441 sqft Garage |
| Heating System | HVAC Heating |
|---|
| Street Address | 1440 MORNINGSIDE DR |
|---|---|
| City | LAGUNA BEACH |
| State | CA |
| Zip | 92651-2811 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N TR 4514 BLK LOT 16 |
| Legal Tract | 4514 |
| Legal Lot Number | 16 |
| Jurisdiction | ORANGE CA |
| Minor Civil Division | SOUTH COAST |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 62620 |
Source: Orange County records · APN 644-321-20
Assessment roll updated August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1440 MORNINGSIDE DR, LAGUNA BEACH, CA 92651-2811 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · Reverse Mortgage MORTGAGE MORTGAGE |
| Apr 09, 2019 | Deed of Trust, Mortgage FINANCE OF AMERICA REVERSE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jan 15, 2011 |
| Transfer Doc | 0000032606 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jul 31, 2026 |
| Property Address | 1440 MORNINGSIDE DR, LAGUNA BEACH, CA 92651-2811 |
| Document Number | 0000218011 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 2026218011 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE OF CALIFORNIA |
| Name | Verified Name |
|---|---|
| Relationship | 269 |
| Address | 1440 MORNINGSIDE DR, LAGUNA BEACH, CA 92651-2811 |
| Document Number | 0000218011, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 2026218011 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 681 Months |
| Due | Apr 02, 2083 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 1440 MORNINGSIDE DR, LAGUNA BEACH, CA 92651-2811 |
| Document Number | 0000119991 |
| Instrument Date | Apr 09, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1440 MORNINGSIDE DR LAGUNA BEACH CA 926512811, LAGUNA BEACH, CA 92651-2811 |
| Document Number | 0000119991 |
|---|---|
| Date | Apr 15, 2019 |
| Instrument | 119991 |
| Name | FINANCE OF AMERICA REVERSE |
|---|---|
| Address | 8023 E 63RD PL # 700, TULSA, OK 74133-1240 |
| Amount | Amount Recorded |
|---|
| Rate Type | Fixed Rate |
|---|---|
| Rate | 1.5% |
Source: Orange County records · Assessment roll updated August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Laguna Beach City |
| Unified School District | Laguna Beach Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $202,809 (+2%) Land $32,053 Building $170,756 | |
| 2025 | $2,994.00 (-4.19%) Homeowner's exemption | $198,833 (+4.04%) Land $31,425 Building $167,408 |
| 2023 | $3,125.00 (+3.99%) Homeowner's exemption | $191,113 Land $30,205 Building $160,908 |
| 2022 | $3,005.00 |
1440 Morningside Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Orange County (06059C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 69th percentile of exposed land nationally · 44th in California |
|---|---|
| Wildfire Likelihood | High — about 1 in 386 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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