1455 Morningside Dr, Laguna Beach, CA 92651 Property Records

Orange County property record for 1455 Morningside Dr, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,759 sqft · built 1975
Lot Size	0.358 acres (15,580 sqft)
Owner	Trust Name on File
Last Sale	$2,045,000 (Feb 2018)
Tax Bill	$24,611 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`644-311-15`

Property Details

APN / Parcel Number

Primary APN	`644-311-15`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,759 sqft Living Area
Gross Area	3,263 sqft
Basement Area	1,530 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	15,580 sqft (0.358 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1455 MORNINGSIDE DR
City	LAGUNA BEACH
State	CA
Zip	92651-2810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 4514 BLK LOT 10
Legal Subdivision	TRACT NO 4514
Legal Tract	4514
Legal Lot Number	10
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1001
Census Tract	62620

Owner

1455 Morningside Dr is owner-occupied and held in a trust since June 2020.

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	1455 MORNINGSIDE DR, LAGUNA BEACH, CA 92651-2810
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 2, 2019	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Jan 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 8, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 27, 2018	Grant Deed, Transfer JMAC LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2018 · Amount on File
Deed Sale	Feb 27, 2018 · Amount on File
Prior Sale	Nov 27, 2006 · Amount on File
Deed Document Number	201869209
Last Transfer Date	Jun 15, 2020
Transfer Doc	0000558592
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1455 MORNINGSIDE DR, LAGUNA BEACH, CA 92651-2810
Transaction Type	Mortgage
Record Updated	Nov 22, 2021
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1455 MONINGSIDE DR, LAGUNA BEACH, CA 92651-2810

Mortgage

Document Number	0000676513
Date	Nov 9, 2021
Instrument	2021000676513

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.27%
Index	1-Month LIBOR
Max Rate	7.25%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1455 MORNINGSIDE DR, LAGUNA BEACH, CA 92651-2810
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	TITLE FIRST AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000233559
Date	Jul 2, 2019
Instrument	2019000233559

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1455 MORNINGSIDE DR, LAGUNA BEACH, CA 92651-2810
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027426
Date	Jan 28, 2019
Instrument	2019000027426

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 8, 2020
Property Address	1455 MORNINGSIDE DR, LAGUNA BEACH, CA 92651-2810
Document Number	0000558592
Instrument Date	Jun 15, 2020
Instrument	558592
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1455 MORNINGSIDE DR LAGUNA BEACH CA 926512810, LAGUNA BEACH, CA 92651-2810

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 27, 2018
Property Address	1455 MORNINGSIDE DR, LAGUNA BEACH, CA 92651-2810
Document Number	0000069209
Instrument Date	Feb 1, 2018
Instrument	69209
Transaction Type	Transfer
Record Updated	Mar 15, 2018
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,249.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1455 MORNINGSIDE DR LAGUNA BEACH CA 926512810, LAGUNA BEACH, CA 92651-2810

Mortgage

Document Number	69210
Date	Feb 27, 2018
Instrument	69210

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	2510 REDHILL AVE, SANTA ANA, CA 92705-5542

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1455 Morningside Dr was $24,611 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,373,397 (+2%) Land $1,955,183 Building $418,214
2025	$24,611.00 Homeowner's exemption	$2,326,860 Land $1,916,846 Building $410,014
2023	$23,832.00 (+2.19%) Homeowner's exemption	$2,236,506 Land $1,842,412 Building $394,094
2022	$23,322.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1455 Morningside Dr in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	14 (1980–2017)
Claims Outside the SFHA	14 of 14
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1455 Morningside Dr is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

Nearby Properties on Morningside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures