146 Willard Ave, Westbrook, CT 06498 Property Records

Westbrook Town property record for 146 Willard Ave, Westbrook, CT 06498

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,978 sqft · built 1996
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on Record
Last Sale	$364,000 (Sep 2021)
Tax Bill	$5,114 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WBRO M:161 L:039`

Property Details

APN / Parcel Number

Primary APN	`WBRO M:161 L:039`
Alternative APN	`Z0934100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,978 sqft Living Area
Gross Area	4,060 sqft
1st Floor Area	1,440 sqft
Basement Area	1,440 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,787 sqft (1.12 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	Z0934100
Street Address	146 WILLARD AVE
City	WESTBROOK
State	CT
Zip	06498-1522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Lot Number	39
Jurisdiction	WESTBROOK CT
Township / Civil Division	WESTBROOK
Census Block Group	2
Census Block	2025
Census Tract	680101

Owner

Source: Westbrook Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	146 WILLARD AVE, WESTBROOK, CT 06498-1522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Jul 25, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT COM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2021 · Amount on Record
Deed Sale	Sep 13, 2021 · Amount on Record
Prior Sale	Jun 9, 1998 · Amount on Record
Deed Book / Page	369 / 1069
Transfer Doc	0189000680
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTBROOK CT
Recording Date	Sep 13, 2021
Property Address	146 WILLARD AVE, WESTBROOK, CT 06498-1522
Document Number	00369-1069
Book / Page	369 / 1069
Instrument Date	Sep 10, 2021
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003691072
Date	Sep 13, 2021
Instrument	369/1072

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK CT
Property Address	146 WILLARD AVE, WESTBROOK, CT 06498-1522
Document Number	351-752
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 WILLARD AVE WESTBROOK CT 064981522, WESTBROOK, CT 06498-1522

Mortgage

Document Number	351-752
Date	Aug 3, 2018
Book Page	000351/000752

Lender

Name	LOANDEPOT COM

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2048

Tax Assessment & Valuation

Source: Westbrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Westbrook Town
Unified School District	Westbrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,114.00	$227,280 (-) Land $88,270 Building $139,010	$159,096 Land $61,789 Building $97,307
2024	$5,114.00 (+5.53%)
2023	$4,846.00 (+2.71%)	$227,280 (-) Land $88,270 Building $139,010
2022	$4,718.00	$227,280 Land $88,270 Building $139,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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