168 Willard Ave, Westbrook, CT 06498 Property Records

Westbrook Town property record for 168 Willard Ave, Westbrook, CT 06498

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,734 sqft · built 1979
Lot Size	1.08 acres (47,045 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jul 2006)
Tax Bill	$5,044 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Oct 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WBRO M:161 L:037`

Property Details

APN / Parcel Number

Primary APN	`WBRO M:161 L:037`
Alternative APN	`F0121200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,734 sqft Living Area
Gross Area	4,121 sqft
1st Floor Area	1,734 sqft
Basement Area	1,680 sqft
Unfinished Basement	160 sqft
Game Room	Game Room

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,045 sqft (1.08 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	F0121200
Street Address	168 WILLARD AVE
City	WESTBROOK
State	CT
Zip	06498-1522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Lot Number	37
Jurisdiction	WESTBROOK CT
Township / Civil Division	WESTBROOK
Census Block Group	2
Census Block	2025
Census Tract	680101

Owner

Source: Westbrook Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	168 WILLARD AVE, WESTBROOK, CT 06498-1522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2025	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE HM LOANS
Oct 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Jul 6, 2020	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Mar 27, 2018	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L
Aug 26, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2006 · Amount on Record
Deed Sale	Jul 6, 2006 · Amount on Record
Deed Book / Page	273 / 749
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK CT
Property Address	168 WILLARD AVE, WESTBROOK, CT 06498-1522
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00386-1094
Date	Jun 11, 2025
Book Page	386/1094

Lender

Name	INDEPENDENCE HM LOANS

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK CT
Property Address	168 WILLARD AVE, WESTBROOK, CT 06498-1522
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00370-1055
Date	Oct 27, 2021
Book Page	370/1055

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Nov 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK CT
Property Address	168 WILLARD AVE, WESTBROOK, CT 06498-1522
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	360-1035
Date	Jul 6, 2020
Book Page	360/1035

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK CT
Property Address	168 WILLARD AVE, WESTBROOK, CT 06498-1522
Document Number	350-224
Instrument Date	Mar 27, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 WILLARD AVE WESTBROOK CT 064981522, WESTBROOK, CT 06498-1522

Mortgage

Document Number	350-224
Date	Apr 6, 2018
Book Page	000350/000224

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK CT
Property Address	168 WILLARD AVE, WESTBROOK, CT 06498-1522
Document Number	347-724
Book / Page	000347 / 000724
Instrument Date	Aug 26, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	168 WILLARD AVE WESTBROOK CT 064981522, WESTBROOK, CT 06498-1522

Mortgage

Document Number	347-724
Date	Sep 7, 2017
Book Page	000347/000724

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2047

Tax Assessment & Valuation

Source: Westbrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Westbrook Town
Unified School District	Westbrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,044.00	$224,170 (-) Land $83,840 Building $140,330	$156,919 Land $58,688 Building $98,231
2024	$5,044.00 (+5.55%)
2023	$4,779.00 (+2.69%)	$224,170 (-) Land $83,840 Building $140,330
2022	$4,654.00	$224,170 Land $83,840 Building $140,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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