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146 Ream Rd, Winter Haven, FL 33880 Property Records

Polk County property record for 146 Ream Rd, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,440 sqft · built 1963
Lot Size0.671 acres (29,229 sqft)
Owner2 Individual Names on File
Last Sale$89,900 (Dec 2012)
Tax Bill$2,406 (2025)
Deeds & MortgagesApr 2021 Mortgage
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN25-29-11-000000-014020

Property Details

APN / Parcel Number

Primary APN25-29-11-000000-014020
Alternative APNs
  • 112925000000014020
  • 12925000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,440 sqft Living Area
1st Floor Area720 sqft
Upper Floors Area720 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable
Roof MaterialOther
Lot Area29,229 sqft (0.671 acres)
Lot Dimensions245 ft deep x 119 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft
PorchScreened/Unfinished Porch
Porch Area308 sqft
Utility Building144 sqft

Location & Zoning

Street Address146 REAM RD
CityWINTER HAVEN
StateFL
Zip33880-4846
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionE 185 FT OF W 415 FT OF W1/2 OF S3/4 OF SW1/4 OF NE1/4 LESS N 880 FT KNOWN AS LOT 10 OF UNREC SUB & E 60 FT OF W 475 FT OF W1/2 OF S3/4 OF SW1/4 OF NE1/4 LESS N 880 FT
Legal Range25E
Legal Township29S
Legal Section11
Legal SubdivisionGRUBBS NILON
Legal Tract000000
Legal Block3
Legal Lot Number10
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group3
Census Block3014
Census Tract14701

Owner

Source: Polk County records · APN 25-29-11-000000-014020

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address146 REAM RD, WINTER HAVEN, FL 33880-4846
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Nov 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 19, 2012 · Amount on Record
Deed SaleDec 19, 2012 · Amount on Record
Prior SaleNov 01, 2011 · Amount on Record
Deed Document Number2012228608
Deed Book / Page8829 / 1454
Transfer Doc3621000902
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address146 REAM RD, WINTER HAVEN, FL 33880-4846
Transaction TypeMortgage
Record UpdatedJun 24, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000091706
DateApr 12, 2021
Book Page11662/2135
Instrument2021091706
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMay 01, 2041

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address146 REAM RD, WINTER HAVEN, FL 33880-4846
Transaction TypeMortgage
Record UpdatedJun 24, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000291800
DateNov 08, 2021
Book Page11973/790
Instrument2021291800
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 01, 2041

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,406.00 (-12.92%)$168,878 (-23.77%)$211,121 (-4.7%) Land $20,879 Building $190,242
2023$2,763.00 (+13.56%)$221,534 (+23.46%) Land $20,159 Building $201,375$221,534 (+23.46%) Land $20,159 Building $201,375
2022$2,433.00$179,435 Land $16,559 Building $162,876$179,435 Land $16,559 Building $162,876

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims2 (2022)
Most Recent ClaimOct 2022 · Hurricane Ian

Wildfire

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 115 locations within half a mile of this property.

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