Polk County property record for 138 Ream Rd, Winter Haven, FL 33880 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,997 sqft · built 1974 |
| Lot Size | 0.997 acres (43,425 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $372 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-11-000000-014500 |
| Primary APN | 25-29-11-000000-014500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,997 sqft Living Area |
| 1st Floor Area | 1,402 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 43,425 sqft (0.997 acres) |
| Lot Dimensions | 208 ft deep x 207 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 140 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 48 sqft |
| Shed | 1 Shed |
| Lean-To | 48 sqft |
| Street Address | 138 REAM RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-4846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 208 FT OF W 208 FT OF E1/2 OF S3/4 OF SW1/4 OF NE1/4 |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 11 |
| Legal Subdivision | GRUBBS NILON |
| Legal Tract | 000000 |
| Legal Block | 3 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 14701 |
Source: Polk County records · APN 25-29-11-000000-014500
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 138 REAM RD, WINTER HAVEN, FL 33880-4846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jul 23, 2025 |
| Transfer Doc | 0000178603 |
| Record Updated | Sep 20, 2026 |
Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $372.00 (-15.84%) Homeowner's exemption | $59,252 (+5.99%) | $242,629 (-7.25%) Land $35,418 Building $207,211 |
| 2023 | $442.00 (+9.95%) Homeowner's exemption | $55,905 (+3%) | $261,605 (+8.73%) Land $34,196 Building $227,409 |
| 2022 | $402.00 Homeowner's exemption | $54,277 | $240,594 Land $28,090 Building $212,504 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050147013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 39 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 2 (2022) |
| Most Recent Claim | Oct 2022, other causes, Hurricane Ian |
| Wildfire Risk | Moderate above 43% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,408 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 380 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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