Richland County property record for 146 Peach Grove Cir, Elgin, SC 29045
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 2,378 sqft · built 2010 |
| Lot Size | 0.052 acres (2,291 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $373,650 (Jun 2024) |
| Tax Bill | $12,764 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25782-01-48 |
| Primary APN | 25782-01-48 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,378 sqft Heated Area |
| Gross Area | 3,050 sqft |
| 1st Floor Area | 1,975 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,291 sqft (0.052 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 252 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02041221 |
|---|---|
| Street Address | 146 PEACH GROVE CIR |
| City | ELGIN |
| State | SC |
| Zip | 29045-7116 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RS-1 |
| Legal Description | UNIT 12-1 #SU PEACH GROVE VILLAS PH 3 #PR RB1595-1879 AMD1591-1231 |
| Legal Subdivision | PEACH GROVE VILLAS |
| Legal Unit | 12 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 11414 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 440 TOWN CENTER PL, COLUMBIA, SC 29229-7946 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 14, 2020 | Grant Deed, Transfer · Conventional with PMI LENDUS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2024 · Amount on Record |
| Deed Sale | Jun 18, 2024 · Amount on Record |
| Prior Sale | Oct 14, 2020 · Amount on Record |
| Deed Document Number | 202427020 |
| Deed Book / Page | 2933 / 474 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Apr 15, 2026 |
| Property Address | 146 PEACH GROVE CIR, ELGIN, SC 29045-7116 |
| Document Number | 0000017662 |
| Book / Page | 3117 / 3152 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202617662 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 146 PEACH GROVE CIR, ELGIN, SC 29045-7116 |
| Investor | Possibly a Property Investor |
| Document Number | 0000017662, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 3117/3152 |
| Instrument | 202617662 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 14, 2020 |
| Property Address | 146 PEACH GROVE CIR, ELGIN, SC 29045-7116 |
| Document Number | 2539/0310 |
| Book / Page | 002539 / 000310 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 54624 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,018.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 146 PEACH GROVE CIR ELGIN SC 290457116, ELGIN, SC 29045-7116 |
| Document Number | 2539/0298 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 002539/000298 |
| Instrument | 54623 |
| Name | LENDUS LLC |
|---|---|
| Address | ALAMO, CA 94507 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 13, 2050 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,764.00 (+439.25%) | $11,000 (-96.52%) | $373,600 (-0.72%) Land $40,000 Building $333,600 |
| 2024 | $316,300 (+2,775.45%) | $376,300 (+36.84%) Land $40,000 Building $336,300 | |
| 2023 | $2,367.00 (-5.28%) | $11,000 (-) | $275,000 (-) |
| 2021 | $2,499.00 | $11,000 | $275,000 Land $40,000 Building $235,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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