138 Peach Grove Cir, Elgin, SC 29045 Property Records

Richland County property record for 138 Peach Grove Cir, Elgin, SC 29045

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,408 sqft · built 2010
Lot Size	0.052 acres (2,269 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Jul 2021)
Tax Bill	$1,807 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`25782-01-44`

Property Details

APN / Parcel Number

Primary APN	`25782-01-44`
Alternative APNs	`R25782-01-44` `02041187`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,408 sqft Heated Area
Gross Area	2,203 sqft
1st Floor Area	1,408 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,269 sqft (0.052 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	295 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02041187
Street Address	138 PEACH GROVE CIR
City	ELGIN
State	SC
Zip	29045-7116
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RS-1
Legal Description	UNIT 13-1 #SU PEACH GROVE VILLAS PH 3 #PR RB1595-1879 AMD1591-1231
Legal Subdivision	PEACH GROVE VILLAS
Legal Unit	13
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	1
Census Block	1026
Census Tract	11414

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	138 PEACH GROVE CIR, ELGIN, SC 29045-7116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed, Transfer · Conventional Mortgage FIRST PALMETTO BANK
Jan 22, 2021	Deed of Trust, Mortgage · VA Mortgage GUILD MTG
Nov 5, 2019	Grant Deed, Transfer · VA Mortgage GUILD MTG
May 30, 2019	Grant Deed, Transfer NOT AVAILABLE
Jan 23, 2018	Quit Claim Deed, Transfer Quitclaim
May 23, 2017	Grant Deed, Transfer · Conventional Mortgage AMERIS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2021 · Amount on Record
Deed Sale	Jul 29, 2021 · Amount on Record
Prior Sale	Nov 5, 2019 · Amount on Record
Deed Document Number	202150670
Deed Book / Page	2648 / 3306
Prior Transfer Date	Jan 5, 2018
Prior Transfer Doc	0022750446
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Jul 29, 2021
Property Address	138 PEACH GROVE CIR, ELGIN, SC 29045-7116
Document Number	0026483306
Book / Page	2648 / 3306
Map Reference	MB 1463 PG 842
Instrument Date	Jul 14, 2021
Instrument	2021050670
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$906.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 PEACH GROVE CIR, ELGIN, SC 29045-7116

Mortgage

Document Number	2021050671
Date	Jul 29, 2021
Instrument	2021050671

Lender

Name	FIRST PALMETTO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	138 PEACH GROVE CIR, ELGIN, SC 29045-7116
Document Number	2580/2267
Instrument Date	Jan 22, 2021
Transaction Type	Mortgage
Record Updated	Mar 22, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 PEACH GROVE CIR ELGIN SC 290457116, ELGIN, SC 29045-7116

Mortgage

Document Number	2580/2267
Date	Jan 28, 2021
Book Page	002580/002267
Instrument	5594

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2051

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Nov 5, 2019
Property Address	138 PEACH GROVE CIR, ELGIN, SC 29045-7116
Document Number	2443/1488
Book / Page	002443 / 001488
Instrument Date	Nov 1, 2019
Instrument	83336
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$717.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	138 PEACH GROVE CIR ELGIN SC 290457116, ELGIN, SC 29045-7116

Mortgage

Document Number	2443/1491
Date	Nov 5, 2019
Book Page	002443/001491
Instrument	83337

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2049

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	May 30, 2019
Property Address	138 PEACH GROVE CIR, ELGIN, SC 29045-7116
Document Number	2397/2597
Book / Page	002397 / 002597
Instrument Date	May 13, 2019
Instrument	37310
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 PEACH GROVE CIR ELGIN SC 290457116, ELGIN, SC 29045-7116

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHLAND SC
Recording Date	Jan 23, 2018
Property Address	138 PEACH GROVE CIR, ELGIN, SC 29045-7116
Document Number	2275/0446
Book / Page	002275 / 000446
Instrument Date	Jan 5, 2018
Instrument	3332
Transaction Type	Transfer
Record Updated	Feb 8, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 PEACH GROVE CIR ELGIN SC 290457116, ELGIN, SC 29045-7116

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	May 23, 2017
Property Address	138 PEACH GROVE CIR, ELGIN, SC 29045-7116
Document Number	2212/2509
Book / Page	002212 / 002509
Instrument Date	May 19, 2017
Instrument	37593
Transaction Type	Transfer
Record Updated	Jul 17, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$699.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 PEACH GROVE CIR ELGIN SC 290457116, ELGIN, SC 29045-7116

Mortgage

Document Number	2212/2513
Date	May 23, 2017
Book Page	002212/002513
Instrument	37594

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2047

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,807.00 (+7.69%) Homeowner's exemption	$255,400 (-) Land $40,000 Building $215,400	$255,400 (-) Land $40,000 Building $215,400
2024		$255,400 (+2,506.12%) Land $40,000 Building $215,400	$255,400 (+4.24%) Land $40,000 Building $215,400
2023	$1,678.00 (+28.29%)	$9,800 (+26.29%)	$245,000 (+26.29%)
2021	$1,308.00	$7,760	$194,000 Land $40,000 Building $154,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

138 Peach Grove Cir, Elgin, SC 29045 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2019: Grant Deed, Transfer

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Peach Grove Cir

Nearby Streets

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