Richland County property record for 144 Peach Grove Cir, Elgin, SC 29045
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,778 sqft · built 2010 |
| Lot Size | 0.048 acres (2,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $236,500 (Apr 2014) |
| Tax Bill | $1,718 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25782-01-47 |
| Primary APN | 25782-01-47 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,778 sqft Heated Area |
| Gross Area | 2,400 sqft |
| 1st Floor Area | 1,778 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,125 sqft (0.048 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 222 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02041212 |
|---|---|
| Street Address | 144 PEACH GROVE CIR |
| City | ELGIN |
| State | SC |
| Zip | 29045-7116 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RS-1 |
| Legal Description | UNIT 12-4 #SU PEACH GROVE VILLAS PH 3 #PR RB1595-1879 AMD1591-1231 |
| Legal Subdivision | PEACH GROVE VILLAS |
| Legal Unit | 12 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 11414 |
144 Peach Grove Cir, a condominium, is owned by an individual who bought it in April 2014.
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 144 PEACH GROVE CIR, 12-4, ELGIN, SC 29045-7116 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Feb 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Jul 3, 2018 | Deed of Trust, Mortgage · Line of Credit SC ST CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2014 · Amount on File |
| Deed Sale | Apr 22, 2014 · Amount on File |
| Prior Sale | Mar 25, 2011 · Amount on File |
| Deed Document Number | 201429707 |
| Deed Book / Page | 1940 / 2815 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 144 PEACH GROVE CIR, ELGIN, SC 29045-7116 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0030843686 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | 3084/3686 |
| Instrument | 2025060666 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 15, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 144 PEACH GROVE CIR, ELGIN, SC 29045-7116 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0025901726 |
|---|---|
| Date | Feb 27, 2021 |
| Book Page | 2590/1726 |
| Instrument | 2021012086 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 144 PEACH GROVE CIR, ELGIN, SC 29045-7116 |
| Document Number | 2318/0245 |
| Instrument Date | Jul 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 144 PEACH GROVE CIR ELGIN SC 290457116, ELGIN, SC 29045-7116 |
| Document Number | 2318/0245 |
|---|---|
| Date | Jul 10, 2018 |
| Book Page | 002318/000245 |
| Instrument | 47916 |
| Name | SC ST CU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 9, 2043 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 144 Peach Grove Cir was $1,718.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,718.00 Homeowner's exemption | $245,600 | $300,800 Land $40,000 Building $260,800 |
| 2023 | $1,407.00 | $8,544 | $213,600 |
| 2021 | $1,940.00 | $8,540 | $213,600 Land $40,000 Building $173,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 144 Peach Grove Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 144 Peach Grove Cir is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures