Middlesex County and Dracut Town property record for 146 Old Rd, Dracut, MA 01826
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,752 sqft · built 1917 |
| Lot Size | 0.38 acres (16,568 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (May 2014) |
| Tax Bill | $5,266 (2026) |
| Deeds & Mortgages | Oct 2022 Refinance Mar 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | DRAC M:46 L:113 |
| Primary APN | DRAC M:46 L:113 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,752 sqft Living Area |
| Gross Area | 2,783 sqft |
| 1st Floor Area | 911 sqft |
| Basement Area | 841 sqft |
| Unfinished Basement | 841 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 16,568 sqft (0.38 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Account Number | 223934 |
|---|---|
| Street Address | 146 OLD RD |
| City | DRACUT |
| State | MA |
| Zip | 01826-3538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Lot Number | 113 |
| Jurisdiction | DRACUT MA |
| Township / Civil Division | DRACUT |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 314200 |
146 Old Rd is owned and occupied by two individuals who bought it in May 2014.
Source: Middlesex County and Dracut Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 146 OLD RD, DRACUT, MA 01826-3538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NESC FEDERAL CREDIT UNION |
| Mar 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Apr 3, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance NESC FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2014 · Amount on File |
| Deed Sale | May 21, 2014 · Amount on File |
| Deed Book / Page | 28185 / 78 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 146 OLD RD, DRACUT, MA 01826-3538 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 037469-266 |
|---|---|
| Date | Oct 26, 2022 |
| Book Page | 37469/266 |
| Instrument | 44314 |
| Name | NESC FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 146 OLD RD, DRACUT, MA 01826-3538 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 036897-182 |
|---|---|
| Date | Mar 16, 2022 |
| Book Page | 36897/182 |
| Instrument | 11686 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DRACUT MA |
| Property Address | 146 OLD RD, DRACUT, MA 01826-3538 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 32871-269 |
|---|---|
| Date | Apr 3, 2019 |
| Book Page | 32871/269 |
| Instrument | 12069 |
| Name | NESC FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2029 |
The 2026 property tax bill for 146 Old Rd was $5,266, up 5.4% from the year before.
Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dracut Town |
| Unified School District | Dracut School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,266.00 (+5.38%) | $544,600 (+10.29%) Land $219,500 Building $325,100 | $555,085 (-) |
| 2025 | $4,997.00 (+0.71%) | $493,800 (+4%) Land $201,400 Building $292,400 | $555,085 (+17.61%) |
| 2024 | $4,962.00 (+4.46%) | $474,800 (+15.75%) Land $191,800 Building $283,000 | $471,960 |
| 2023 | $4,750.00 | $410,200 Land $166,800 Building $243,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 146 Old Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1987–2007) |
| Most Recent Claim | Apr 2007 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 146 Old Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000 |
|---|---|
| Water Source | Purchased surface water from LOWELL REGIONAL WATER UTILITY |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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