130 Old Rd, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 130 Old Rd, Dracut, MA 01826

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,322 sqft · built 1920
Lot Size0.666 acres (29,025 sqft)
OwnerIndividual Name on Record
Last Sale$420,000 (Apr 2023)
Tax Bill$4,669 (2026)
Deeds & MortgagesSep 2024 Refinance
Apr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNDRAC M:46 L:10

Property Details

APN / Parcel Number

Primary APNDRAC M:46 L:10
Alternative APNs
  • M:0046 B:0000 L:0010
  • 408114

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,322 sqft Living Area
Gross Area2,664 sqft
1st Floor Area816 sqft
AtticAttic
Attic Area192 sqft
Basement Area816 sqft
Unfinished Basement816 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area29,025 sqft (0.666 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number408114
Street Address130 OLD RD
CityDRACUT
StateMA
Zip01826-3538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Lot Number10
JurisdictionDRACUT MA
Township / Civil DivisionDRACUT
Census Block Group1
Census Block1005
Census Tract314200

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address130 OLD RD, DRACUT, MA 01826-3538
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED WHOLESALE MORTGAGE
Apr 19, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 19, 2023 · Amount on Record
Deed SaleApr 19, 2023 · Amount on Record
Prior SaleOct 23, 1987 · Amount on Record
Deed Book / Page37785 / 57
Prior Transfer DateApr 18, 2023
Prior Transfer Doc0037785-57
Record UpdatedOct 29, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address130 OLD RD, DRACUT, MA 01826-3538
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number038777-194
DateSep 26, 2024
Book Page38777/194
Instrument29595
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2054

April 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDRACUT MA
Recording DateApr 19, 2023
Property Address130 OLD RD, DRACUT, MA 01826-3538
Document Number0037785-57
Book / Page37785 / 57
Instrument DateApr 18, 2023
Instrument10645
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address130 OLD RD, DRACUT, MA 01826-3538

Mortgage

Document Number0000010646
DateApr 19, 2023
Instrument10646
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionDracut Town
Unified School DistrictDracut School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,669.00 (+6.07%)$482,800 (+10.99%) Land $237,400 Building $245,400$468,635 (-)
2025$4,402.00 (+1.31%)$435,000 (+4.62%) Land $217,800 Building $217,200$468,635 (+7.12%)
2024$4,345.00 (+4.2%)$415,800 (+15.47%) Land $207,300 Building $208,500$437,475
2023$4,170.00$360,100 Land $180,200 Building $179,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1987–2007)
Most Recent ClaimApr 2007 · other causes
Claims by Event
  • Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDRACUT WATER SUPPLY DISTRICT
serves 25,808 people · EPA ID MA3079000
Water SourcePurchased surface water from LOWELL REGIONAL WATER UTILITY
Last State InspectionAug 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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