120 Old Rd, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 120 Old Rd, Dracut, MA 01826

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,440 sqft · built 1920
Lot Size	0.209 acres (9,090 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Nov 2019)
Tax Bill	$4,703 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:46 L:11`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:46 L:11`
Alternative APNs	`M:0046 B:0000 L:0011` `632217`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,440 sqft Living Area
Gross Area	2,682 sqft
1st Floor Area	920 sqft
Attic	Attic
Attic Area	520 sqft
Basement Area	920 sqft
Unfinished Basement	920 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,090 sqft (0.209 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	632217
Street Address	120 OLD RD
City	DRACUT
State	MA
Zip	01826-3536
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Lot Number	11
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	1
Census Block	1006
Census Tract	314200

Owner

120 Old Rd, a duplex, is owned and occupied by an individual who acquired it in December 2020.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	120 OLD RD, DRACUT, MA 01826-3536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · FHA Mortgage NEW FED MORTGAGE CORP
Jan 28, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 20, 2019	Quit Claim Deed, Transfer · FHA Mortgage NEW FED MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2019 · Amount on File
Deed Sale	Nov 20, 2019 · Amount on File
Prior Sale	Jan 24, 1994 · Amount on File
Deed Document Number	201951731
Deed Book / Page	33578 / 132
Last Transfer Date	Dec 18, 2020
Transfer Doc	35258-119
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	120 OLD RD, DRACUT, MA 01826-3536
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00035150-1
Date	Jan 5, 2021
Book Page	35150/1
Instrument	202100000471

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Jan 28, 2021
Property Address	120 OLD RD, DRACUT, MA 01826-3536
Document Number	35258-119
Book / Page	35258 / 119
Instrument Date	Dec 18, 2020
Instrument	5445
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 OLD RD, DRACUT, MA 01826-3536

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Nov 20, 2019
Property Address	120 OLD RD, DRACUT, MA 01826-3536
Document Number	33578-132
Book / Page	33578 / 132
Instrument Date	Nov 11, 2019
Instrument	51731
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	120 OLD RD, DRACUT, MA 01826-3536

Mortgage

Document Number	51732
Date	Nov 20, 2019
Instrument	51732

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 120 Old Rd was $4,703, up 6.6% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,703.00 (+6.64%)	$486,400 (+11.61%) Land $203,500 Building $282,900	$605,167
2025	$4,410.00 (+2.97%)	$435,800 (+6.32%) Land $186,700 Building $249,100
2024	$4,283.00 (-4.05%)	$409,900 (+6.33%) Land $177,800 Building $232,100
2023	$4,464.00	$385,500 Land $154,600 Building $230,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Old Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1987–2007)
Most Recent Claim	Apr 2007 · other causes
Claims by Event	Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Old Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Old Rd

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