146 Merlot Dr, Stephenson, VA 22656 Property Records

Frederick County property record for 146 Merlot Dr, Stephenson, VA 22656 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,588 sqft · built 2012
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Jun 2013)
Tax Bill	$2,915 (2026)
Deeds & Mortgages	Sep 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`55L2-5-158`

Property Details

APN / Parcel Number

Primary APN	`55L2-5-158`
Alternative APN	`8048267`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,588 sqft Living Area
Gross Area	4,666 sqft
1st Floor Area	1,329 sqft
Basement Area	873 sqft
Finished Basement	873 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2021
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Terrain	Rolling
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	146 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8048267
Street Address	146 MERLOT DR
City	STEPHENSON
State	VA
Zip	22656-2232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RED BUD RUN L158 S2 P5
Legal Subdivision	RED BUD
Legal Phase	5
Legal Lot Number	158
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	1
Census Block	1006
Census Tract	51104

Owner

Source: Frederick County records · APN 55L2-5-158

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	146 MERLOT DR, STEPHENSON, VA 22656-2232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 26, 2013 · Amount on Record
Deed Sale	Jun 26, 2013 · Amount on Record
Deed Book / Page	1300 / 7541
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	146 MERLOT DR, STEPHENSON, VA 22656-2232
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	OLD TOWNE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013099
Date	Sep 23, 2020
Instrument	200013099

Lender

Name	INTEGRITY HOME MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,915.00 (+10.42%)	$550,000 Land $108,000 Building $442,000	$550,000 Land $108,000 Building $442,000
2025	$2,640.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690511041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 165 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 2,000

May also be available at this address: Verizon, Shenandoah Telecommunications Company. Availability varies by address; speeds are provider-advertised maximums, not measured.