Frederick County property record for 145 Merlot Dr, Stephenson, VA 22656
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,416 sqft · built 2013 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Jan 2020) |
| Tax Bill | $2,541 (2026) |
| Deeds & Mortgages | Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 55L2-5-174 |
| Primary APN | 55L2-5-174 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,416 sqft Living Area |
| Gross Area | 4,202 sqft |
| 1st Floor Area | 1,124 sqft |
| Basement Area | 1,124 sqft |
| Unfinished Basement | 1,124 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.29 acres) |
| Terrain | Rolling |
| Garage Area | 410 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8048269 |
|---|---|
| Street Address | 145 MERLOT DR |
| City | STEPHENSON |
| State | VA |
| Zip | 22656-2231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | RED BUD RUN L174 S2 P5 |
| Legal Subdivision | RED BUD |
| Legal Phase | 5 |
| Legal Lot Number | 174 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | STONEWALL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 51104 |
145 Merlot Dr is owned and occupied by an individual who bought it in January 2020.
Source: Frederick County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 145 MERLOT DR, STEPHENSON, VA 22656-2231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2020 · Amount on File |
| Deed Sale | Jan 10, 2020 · Amount on File |
| Prior Sale | Apr 23, 2013 · Amount on File |
| Deed Document Number | 2020349 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Jan 10, 2020 |
| Property Address | 145 MERLOT DR, STEPHENSON, VA 22656-2231 |
| Document Number | 0000000349 |
| Instrument Date | Jan 10, 2020 |
| Instrument | 200000349 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Title Company | RGS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 145 MERLOT DR, STEPHENSON, VA 22656-2231 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000350 |
|---|---|
| Date | Jan 10, 2020 |
| Instrument | 200000350 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 145 Merlot Dr was $2,541, up 10.4% from the year before.
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,541.00 (+10.43%) | $479,400 Land $108,000 Building $371,400 | $479,400 Land $108,000 Building $371,400 |
| 2025 | $2,301.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 145 Merlot Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 145 Merlot Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: Glo Fiber.
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