139 Merlot Dr, Stephenson, VA 22656 Property Records

Frederick County property record for 139 Merlot Dr, Stephenson, VA 22656 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,790 sqft · built 2016
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Last Sale$324,998 (Mar 2016)
Tax Bill$2,652 (2026)
Deeds & MortgagesJul 2026 Line of Credit
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN55L2-5-177

Property Details

APN / Parcel Number

Primary APN55L2-5-177
Alternative APN
  • 8048279

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,790 sqft Living Area
Gross Area4,170 sqft
1st Floor Area1,790 sqft
Basement Area1,790 sqft
Unfinished Basement1,790 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2023
Exterior MaterialVinyl
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area12,197 sqft (0.28 acres)
TerrainRolling
Garage Area410 sqft
Parking Spaces2 Parking Spaces
Patio Area40 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8048279
Street Address139 MERLOT DR
CitySTEPHENSON
StateVA
Zip22656-2231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRED BUD RUN L177 S2 P5
Legal SubdivisionRED BUD
Legal Phase5
Legal Lot Number177
JurisdictionFREDERICK VA
Township / Civil DivisionSTONEWALL
Census Block Group1
Census Block1005
Census Tract51104

Owner

Source: Frederick County records · APN 55L2-5-177

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address139 MERLOT DR, STEPHENSON, VA 22656-2231
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 09, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF CLARK COUNTY
May 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
PARTNERS 1ST FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 11, 2016 · Amount on Record
Deed SaleMar 11, 2016 · Amount on Record
Prior SaleApr 17, 2015 · Amount on Record
Deed Document Number20162050
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Recording DateJul 09, 2026
Property Address139 MERLOT DR, STEPHENSON, VA 22656-2231
Document Number0000006996
Instrument DateJun 24, 2026
Instrument20266996
Transaction TypeMortgage
Record UpdatedJul 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address139 MERLOT DR, STEPHENSON, VA 22656-2231

Mortgage

Document Number0000006996,
DateJul 09, 2026
Instrument20266996
Lender
NameBANK OF CLARK COUNTY
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueJun 24, 2051
Interest
Rate4.99%
Max Rate-1%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address139 MERLOT DR, STEPHENSON, VA 22656-2231
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyDIRECT TITLE SOLUTIONS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005871
DateMay 19, 2020
Instrument200005871
Lender
NamePARTNERS 1ST FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,652.00 (+10.45%)$500,300 Land $108,000 Building $392,300$500,300 Land $108,000 Building $392,300
2025$2,401.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690511041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 165 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 2,000

May also be available at this address: Verizon, Shenandoah Telecommunications Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

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