Frederick County property record for 139 Merlot Dr, Stephenson, VA 22656 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,790 sqft · built 2016 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $324,998 (Mar 2016) |
| Tax Bill | $2,652 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 55L2-5-177 |
| Primary APN | 55L2-5-177 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,790 sqft Living Area |
| Gross Area | 4,170 sqft |
| 1st Floor Area | 1,790 sqft |
| Basement Area | 1,790 sqft |
| Unfinished Basement | 1,790 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Vinyl |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Terrain | Rolling |
| Garage Area | 410 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8048279 |
|---|---|
| Street Address | 139 MERLOT DR |
| City | STEPHENSON |
| State | VA |
| Zip | 22656-2231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RED BUD RUN L177 S2 P5 |
| Legal Subdivision | RED BUD |
| Legal Phase | 5 |
| Legal Lot Number | 177 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | STONEWALL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 51104 |
Source: Frederick County records · APN 55L2-5-177
Assessment roll updated July 9, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 139 MERLOT DR, STEPHENSON, VA 22656-2231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 09, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF CLARK COUNTY |
| May 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PARTNERS 1ST FEDERAL CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 11, 2016 · Amount on Record |
| Deed Sale | Mar 11, 2016 · Amount on Record |
| Prior Sale | Apr 17, 2015 · Amount on Record |
| Deed Document Number | 20162050 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Jul 09, 2026 |
| Property Address | 139 MERLOT DR, STEPHENSON, VA 22656-2231 |
| Document Number | 0000006996 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 20266996 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 139 MERLOT DR, STEPHENSON, VA 22656-2231 |
| Document Number | 0000006996, |
|---|---|
| Date | Jul 09, 2026 |
| Instrument | 20266996 |
| Name | BANK OF CLARK COUNTY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jun 24, 2051 |
| Rate | 4.99% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 139 MERLOT DR, STEPHENSON, VA 22656-2231 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | DIRECT TITLE SOLUTIONS INC |
| Name | Verified Name |
|---|
| Document Number | 0000005871 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 200005871 |
| Name | PARTNERS 1ST FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,652.00 (+10.45%) | $500,300 Land $108,000 Building $392,300 | $500,300 Land $108,000 Building $392,300 |
| 2025 | $2,401.00 |
Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690511041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 165 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 2,000 |
May also be available at this address: Verizon, Shenandoah Telecommunications Company. Availability varies by address; speeds are provider-advertised maximums, not measured.
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