Monroe County property record for 128 Lowe St, Tavernier, FL 33070
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,232 sqft · built 1990 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $472,500 (Jun 2021) |
| Tax Bill | $4,841 (2024) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Aug 2020 Transfer + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00566170-000000 |
| Primary APN | 00566170-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wood |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Covered |
| Garage Area | 504 sqft |
| Porch | Florida Room |
| Porch Area | 761 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1693278 |
|---|---|
| Street Address | 128 LOWE ST |
| City | TAVERNIER |
| State | FL |
| Zip | 33070-2520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-1 |
| Legal Description | AMD PLAT OF TAVERNIER BCH KEY LARGO PB1-201 PT SQR 1 (LOT 28) G40-440/41 OR453--308/09 OR921-1832 OR92-1833 OR921-1835/36 OR921-1837/39 OR921-1840/41 OR921-1842/43 OR921-1844/47 OR921-1848 OR1147-52 OR1296-194/97 OR2287-1049 OR2294-2084 OR2519-2404/0 |
| Legal Range | 38E |
| Legal Township | 62S |
| Legal Section | 34 |
| Legal Subdivision | TAVERNIER BEACH AMD |
| Legal Lot Number | 28 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 970700 |
128 Lowe St is owned by two individuals who bought it in June 2021.
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 417 CHURCH ST, SPRING LAKE, NJ 07762-1668 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Aug 18, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 18, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 9, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2021 · Amount on File |
| Deed Sale | Jun 14, 2021 · Amount on File |
| Prior Sale | Aug 18, 2020 |
| Deed Document Number | 20212325168 |
| Deed Book / Page | 3105 / 1193 |
| Prior Transfer Date | Aug 17, 2020 |
| Prior Transfer Doc | 0030380676 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 14, 2021 |
| Property Address | 128 LOWE ST, TAVERNIER, FL 33070-2520 |
| Document Number | 0031051193 |
| Book / Page | 3105 / 1193 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2325168 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | CORAL REEF TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,307.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1304 SW 102ND AVE, 1304, MIAMI, FL 33174-2725 |
| Name | Verified Name |
|---|---|
| Address | 417 CHURCH ST, SPRING LAKE, NJ 07762-1668 |
| Document Number | 0031051196 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 3105/1196 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 18, 2020 |
| Property Address | 128 LOWE ST, TAVERNIER, FL 33070-2520 |
| Document Number | 0030380676 |
| Book / Page | 003038 / 000676 |
| Instrument Date | Aug 17, 2020 |
| Instrument | 2277765 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1115 W 25TH ST HIALEAH FL 330101929, HIALEAH, FL 33010-1929 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 18, 2019 |
| Property Address | 128 LOWE ST, TAVERNIER, FL 33070-2520 |
| Document Number | 0029701443 |
| Book / Page | 002970 / 001443 |
| Instrument Date | Jun 12, 2019 |
| Instrument | 2225077 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1115 W 25TH ST HIALEAH FL 330101929, HIALEAH, FL 33010-1929 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 9, 2019 |
| Property Address | 128 LOWE ST, TAVERNIER, FL 33070-2520 |
| Document Number | 0029580351 |
| Book / Page | 002958 / 000351 |
| Instrument Date | Jan 18, 2019 |
| Instrument | 2214723 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1304 SW 102ND AVE MIAMI FL 331742725, MIAMI, FL 33174-2725 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $561,527 Land $298,275 Building $263,252 | $561,527 Land $298,275 Building $263,252 | |
| 2024 | $4,841.00 (+13.88%) | ||
| 2023 | $4,251.00 (-1.07%) | $448,465 (-1.18%) Land $243,800 Building $204,665 | $448,465 (-1.18%) Land $243,800 Building $204,665 |
| 2022 | $4,297.00 | $453,812 Land $243,800 Building $210,012 | $453,812 Land $243,800 Building $210,012 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 128 Lowe St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 375 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 615 units insured incl. 240 condo units |
| Nearby Flood Claims | 168 (1987–2025) |
| Most Recent Claim | Aug 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 128 Lowe St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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