146 Kerns St, Erwin, TN 37650 Property Records

Unicoi County property record for 146 Kerns St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,508 sqft · built 1960
Lot Size	0.541 acres (23,571 sqft)
Owner	2 Individual Names on Record
Last Sale	$212,000 (Feb 2026)
Tax Bill	$1,077 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`031J-G-015.00`

Property Details

APN / Parcel Number

Primary APN	`031J-G-015.00`
Alternative APNs	`086031J G 01500` `000008070`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,508 sqft Living Area
Gross Area	2,859 sqft
1st Floor Area	1,508 sqft
Basement Area	1,316 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,571 sqft (0.541 acres)
Lot Dimensions	169 ft deep x 163 ft wide
Garage Type	Carport
Garage Area	392 sqft
Carport	Carport
Carport Area	392 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Stoop
Porch Area	35 sqft
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	146 KERNS ST
City	ERWIN
State	TN
Zip	37650-1924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EVERGREEN PB 40 PG 294 BLK A LOT 6A & 157X174X175X164
Legal Subdivision	EVERGREEN
Legal Block	A
Legal Lot Number	6A
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	2
Census Block	2037
Census Tract	80200

Owner

Source: Unicoi County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	146 KERNS ST, ERWIN, TN 37650-1924
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 20, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2026 · Amount on Record
Deed Sale	Feb 10, 2026 · Amount on Record
Prior Sale	Apr 13, 2015 · Amount on Record
Deed Document Number	2026279
Deed Book / Page	500 / 539
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Feb 10, 2026
Property Address	146 KERNS ST, ERWIN, TN 37650-1924
Document Number	0000500539
Book / Page	500 / 539
Instrument Date	Feb 10, 2026
Instrument	26000279
Transaction Type	Transfer
Record Updated	Feb 18, 2026
Title Company	RELIABLE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 KERNS ST, ERWIN, TN 37650-1924

Mortgage

Document Number	0026000280
Date	Feb 10, 2026
Instrument	26000280

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jul 20, 2018
Property Address	146 KERNS ST, ERWIN, TN 37650-1924
Document Number	414881
Book / Page	000414 / 000881
Instrument Date	Jul 20, 2018
Instrument	1353
Transaction Type	Transfer
Record Updated	Jul 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$85.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 BUFFA 10 RD BLUFF CITY TN 37618, BLUFF CITY, TN 37618

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,077.00	$41,250 (-) Land $8,475 Building $32,775	$165,000 (-) Land $33,900 Building $131,100
2024	$1,077.00 (+11.03%)
2023		$41,250 (-) Land $8,475 Building $32,775
2022	$970.00	$41,250 Land $8,475 Building $32,775	$165,000 Land $33,900 Building $131,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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