137 Kerns St, Erwin, TN 37650 Property Records

Unicoi County property record for 137 Kerns St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,568 sqft · built 1999
Lot Size	0.419 acres (18,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Aug 2018)
Tax Bill	$1,171 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage Jul 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`031J-H-005.01`

Property Details

APN / Parcel Number

Primary APN	`031J-H-005.01`
Alternative APNs	`086031J H 00501` `000008086`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	2,184 sqft
1st Floor Area	1,568 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,246 sqft (0.419 acres)
Lot Dimensions	183 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	232 sqft
Patio Area	136 sqft
Canopy	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	137 KERNS ST
City	ERWIN
State	TN
Zip	37650-1923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W P LOVE LOT PT 3 100X178X100X188 TENANTS IN COMMON
Legal Subdivision	W P LOVE
Legal Lot Number	3
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	2
Census Block	2033
Census Tract	80200

Owner

Source: Unicoi County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	137 KERNS ST, ERWIN, TN 37650-1923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2018	Warranty Deed, Transfer CLINCHFIELD FCU
Jul 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2018 · Amount on Record
Deed Sale	Aug 9, 2018 · Amount on Record
Prior Sale	Jul 28, 2008
Deed Document Number	20181477
Deed Book / Page	415 / 316
Transfer Doc	0324000408
Record Updated	Sep 20, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Aug 9, 2018
Property Address	137 KERNS ST, ERWIN, TN 37650-1923
Document Number	0000415316
Book / Page	415 / 316
Instrument Date	Aug 9, 2018
Instrument	18001477
Transaction Type	Transfer
Record Updated	Jun 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 KERNS ST, ERWIN, TN 37650-1923

Mortgage

Document Number	0018001478
Date	Aug 9, 2018
Instrument	18001478

Lender

Name	CLINCHFIELD FCU

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2038

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNICOI TN
Recording Date	Jul 6, 2018
Property Address	137 KERNS ST, ERWIN, TN 37650-1923
Document Number	414378
Book / Page	000414 / 000378
Instrument Date	May 2, 2018
Instrument	1245
Transaction Type	Transfer
Record Updated	Jul 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1439 LOUOSTATION RD ERWIN TN 37650, ERWIN, TN 37650

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,171.00	$44,875 (-) Land $6,625 Building $38,250	$179,500 (-) Land $26,500 Building $153,000
2024	$1,171.00 (+11%)
2023		$44,875 (-) Land $6,625 Building $38,250
2022	$1,055.00	$44,875 Land $6,625 Building $38,250	$179,500 Land $26,500 Building $153,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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