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138 Kerns St, Erwin, TN 37650 Property Records

Unicoi County property record for 138 Kerns St, Erwin, TN 37650

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,037 sqft · built 1963
Lot Size0.552 acres (24,060 sqft)
Owner2 Individual Names on Record
Last Sale$135,000 (Nov 2013)
Tax Bill$1,247 (2025)
Deeds & MortgagesMar 2023 Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN031J-G-019.00

Property Details

APN / Parcel Number

Primary APN031J-G-019.00
Alternative APNs
  • 086031J G 01900
  • 000008074

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,037 sqft Living Area
Gross Area2,904 sqft
1st Floor Area2,037 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1994
Architectural StyleCustom Design
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area24,060 sqft (0.552 acres)
Lot Dimensions197 ft deep x 123 ft wide
TerrainRolling
Garage TypeAttached
Garage Area667 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed/Finished Porch
Porch Area406 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address138 KERNS ST
CityERWIN
StateTN
Zip37650-1924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW P LOVE LOT PT4 125X200X125X197
Legal SubdivisionW P LOVE
Legal Lot Number4
JurisdictionUNICOI TN
Township / Civil Division1
Census Block Group2
Census Block2037
Census Tract80200

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address138 KERNS ST, ERWIN, TN 37650-1924
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 2013 · Amount on Record
Deed SaleNov 18, 2013 · Amount on Record
Deed Document Number20132258
Deed Book / Page373 / 830
Record UpdatedJun 8, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNICOI TN
Property Address138 KERNS ST, ERWIN, TN 37650-1924
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 KERNS ST, ERWIN, TN 37650-1924

Mortgage

Document Number0000468671
DateMar 20, 2023
Book Page468/671
Instrument23000515
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNICOI TN
Property Address138 KERNS ST, ERWIN, TN 37650-1924
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number439415
DateNov 23, 2020
Book Page439/415
Instrument20002215
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyUnicoi County
Unified School DistrictUnicoi County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,247.00$47,750 (-) Land $7,400 Building $40,350$191,000 (-) Land $29,600 Building $161,400
2023$47,750 Land $7,400 Building $40,350
2022$191,000 Land $29,600 Building $161,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (1981)
Most Recent ClaimJun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemERWIN UTILITIES AUTHORITY
serves 12,478 people · EPA ID TN0000231
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Xfinity
Cable		1,200 / 35
Erwin Fiber
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Point Broadband.

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