Branch County property record for 146 Harrison St, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,916 sqft |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $79,000 (Sep 2009) |
| Tax Bill | $1,654 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 304-000-000-223-00 |
| Primary APN | 304-000-000-223-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,916 sqft Building Perimeter |
| 1st Floor Area | 1,312 sqft |
| Basement Area | 604 sqft |
| Unfinished Basement | 604 sqft |
| Lot Area | 12,632 sqft (0.29 acres) |
|---|---|
| Garage Area | 667 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 146 HARRISON ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 LORENZ D HALSTEAD ADD ALSO 1 FT IN WIDTH ON E SIDE |
| Legal Subdivision | LORENZ D HALSTEAD ADD |
| Legal Lot Number | 13 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 951500 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 146 HARRISON ST, COLDWATER, MI 49036-1303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2025 | Deed of Trust, Mortgage · Line of Credit SOUTHERN MICHIGAN BANK & TRUST |
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HONOR CU |
| Feb 16, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage HONOR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2009 · Amount on Record |
| Deed Sale | Sep 25, 2009 · Amount on Record |
| Deed Document Number | 20096822 |
| Last Transfer Date | Feb 9, 2017 |
| Transfer Doc | 201701046 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 146 HARRISON ST, COLDWATER, MI 49036-1303 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 146 HARRISON ST, COLDWATER, MI 49036-1303 |
| Document Number | 0202505928 |
|---|---|
| Date | Oct 2, 2025 |
| Instrument | 2025-05928 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Private Party |
| Address | 51 W PEARL ST, COLDWATER, MI 49036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Sep 15, 2030 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 146 HARRISON ST, COLDWATER, MI 49036-1303 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202101885 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 2021-01885 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Feb 16, 2017 |
| Property Address | 146 HARRISON ST, COLDWATER, MI 49036-1303 |
| Document Number | 201701046 |
| Instrument Date | Feb 9, 2017 |
| Instrument | 2017-01046 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 146 HARRISON ST, COLDWATER, MI 49036-1303 |
| Document Number | 201701047 |
|---|---|
| Date | Feb 16, 2017 |
| Instrument | 2017-01047 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,400 (+1.01%) | $170,800 (+1.01%) | |
| 2025 | $1,654.00 (+3.7%) | $84,550 | $169,100 |
| 2024 | $1,595.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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