Branch County property record for 145 Harrison St, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,882 sqft |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,577 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 304-000-000-232-00 |
| Primary APN | 304-000-000-232-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,882 sqft Building Perimeter |
| 1st Floor Area | 1,132 sqft |
| Basement Area | 600 sqft |
| Unfinished Basement | 600 sqft |
| Lot Area | 10,890 sqft (0.25 acres) |
|---|---|
| Garage Area | 490 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 145 HARRISON ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 LORENZ D HALSTEAD ADD EXC 1 RD WIDE IN WIDTH OFF THE WEST SIDE OF LOT ALSO; LOT 8 LORENZ D HALSTEAD ADDN ALSO 6 FT IN |
| Legal Subdivision | LORENZ D HALSTEAD ADD |
| Legal Lot Number | 7-8 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 951500 |
145 Harrison St is owned and occupied by two individuals who acquired it in March 2026.
Source: Branch County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 145 HARRISON ST, COLDWATER, MI 49036-1302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2026 | Intrafamily Transfer, Transfer |
| Sep 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN MICHIGAN BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 20, 2026 |
| Transfer Doc | 0000001543 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Mar 24, 2026 |
| Property Address | 145 HARRISON ST, COLDWATER, MI 49036-1302 |
| Document Number | 0202601543 |
| Map Reference | LB 1 PG 39 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 2026-01543 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 145 HARRISON ST, COLDWATER, MI 49036-1302 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 145 HARRISON ST, COLDWATER, MI 49036-1302 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 145 HARRISON ST, COLDWATER, MI 49036-1302 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201906117 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 2019-06117 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2039 |
The 2025 property tax bill for 145 Harrison St was $1,577, up 3.7% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,150 (-0.99%) | $200,300 (-0.99%) | |
| 2025 | $1,577.00 (+3.68%) | $101,150 | $202,300 |
| 2024 | $1,521.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 145 Harrison St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 145 Harrison St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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