127 Harrison St, Coldwater, MI 49036 Property Records

Branch County property record for 127 Harrison St, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,392 sqft
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (May 2023)
Tax Bill	$2,383 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`304-000-000-235-00`

Property Details

APN / Parcel Number

Primary APN	`304-000-000-235-00`

Interior

Full Baths	1 Bath
Building Area	1,392 sqft Building Perimeter
1st Floor Area	748 sqft
Basement Area	644 sqft
Unfinished Basement	644 sqft

Exterior

Lot Area	13,504 sqft (0.31 acres)
Garage Area	224 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	127 HARRISON ST
City	COLDWATER
State	MI
Zip	49036-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 LORENZ D HALSTEAD ADDN EXC W 8 FT ALSO COM AT PT 12 RDS DUE N OF PT ON N LI CHICAGO ST ELY 4.866 CHAINS PLUS 130.9 FT
Legal Subdivision	LORENZ D HALSTEAD ADD
Legal Lot Number	10
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	2
Census Block	2020
Census Tract	951500

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	127 HARRISON ST, COLDWATER, MI 49036-1302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2023 · Amount on Record
Deed Sale	May 25, 2023 · Amount on Record
Prior Sale	Sep 27, 2005 · Amount on Record
Deed Document Number	20232835
Prior Transfer Date	Aug 30, 2013
Prior Transfer Doc	201306658
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	May 25, 2023
Property Address	127 HARRISON ST, COLDWATER, MI 49036-1302
Document Number	0202302835
Instrument Date	May 18, 2023
Instrument	2023-02835
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 HARRISON ST, COLDWATER, MI 49036-1302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 KNOLLWOOD CT, COLDWATER, MI 49036-8239

Mortgage

Document Number	0202302836
Date	May 25, 2023
Instrument	2023-02836

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,800 (-1.31%)	$143,600 (-1.31%)
2025	$2,383.00 (+3.65%)	$72,750	$145,500
2024	$2,299.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20