1458 Main St, Chipley, FL 32428 Property Records

Washington County property record for 1458 Main St, Chipley, FL 32428

Property Summary

Property Type	Restaurant
Details	2 ba · 3,340 sqft · built 1962
Lot Size	4.4 acres (191,664 sqft)
Owner	Individual Name on File
Tax Bill	$5,059 (2025)
Deeds & Mortgages	Mar 2026 Transfer Jul 2025 Transfer
Flood Zone	Zone A (high risk)
APN	`000022180002`

Property Details

APN / Parcel Number

Primary APN	`000022180002`
Alternative APN	`22180002`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	3,340 sqft Total Area
Gross Area	3,747 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1987
Exterior Material	Combination
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	191,664 sqft (4.4 acres)
Porch	Open Porch
Porch Area	245 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000022180002
Street Address	1458 MAIN ST
City	CHIPLEY
State	FL
Zip	32428-6955
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	9 4 13, 4.4, ORB 1341 P 468, BEG 498.5' N. OF SWC,RUN N. 250',E. 861.61' TO RD., SW 308.63 ' W. 670' TO POB.
Legal Range	13W
Legal Township	04N
Legal Section	09
Legal Block	2218
Legal Lot Number	0002
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	3
Census Block	3026
Census Tract	970103

Owner

1458 Main St, a commercial property, is owned by an individual who acquired it in July 2025.

Source: Washington County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	4013 VALENCIA CT, PANAMA CITY, FL 32405-3221
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Intrafamily Transfer, Transfer
Jul 3, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Jan 23, 2009
Last Transfer Date	Jul 3, 2025
Transfer Doc	0067004764
Record Updated	Jun 8, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON FL
Recording Date	Mar 11, 2026
Property Address	1458 MAIN ST, CHIPLEY, FL 32428-6955
Document Number	0067001790
Book / Page	1364 / 445
Instrument Date	Mar 5, 2026
Instrument	202667001790
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4013 VALENCIA CT, PANAMA CITY, FL 32405-3221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4013 VALENCIA CT, PANAMA CITY, FL 32405-3221
Investor	Possibly a Property Investor

July 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON FL
Recording Date	Jul 3, 2025
Property Address	1458 MAIN ST, CHIPLEY, FL 32428-6955
Document Number	0067004764
Book / Page	1341 / 468
Instrument Date	Jul 2, 2025
Instrument	202567004764
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	809 5TH ST, CHIPLEY, FL 32428-1917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4013 VALENCIA CT, PANAMA CITY, FL 32405-3221
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1458 Main St was $5,059, up 1.6% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,059.00 (+1.63%)	$242,637 (+0.64%) Land $52,800 Building $189,837	$242,637 (+0.64%) Land $52,800 Building $189,837
2024	$4,978.00	$241,086 (-) Land $52,800 Building $188,286	$241,086 (-) Land $52,800 Building $188,286
2023	$4,978.00 (-0.5%)	$241,086 (-) Land $52,800 Building $188,286	$241,086 (-) Land $52,800 Building $188,286
2022	$5,003.00	$241,086 Land $52,800 Building $188,286	$241,086 Land $52,800 Building $188,286

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1458 Main St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2004–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1458 Main St is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

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