1403 Main St, Chipley, FL 32428 Property Records

Washington County property record for 1403 Main St, Chipley, FL 32428

Property Summary

Property Type	Restaurant
Details	5,603 sqft · built 2024
Lot Size	1.1 acres (47,916 sqft)
Owner	Company Name on Record
Tax Bill	$13,869 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Mar 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22180030`

Property Details

APN / Parcel Number

Primary APN	`22180030`

Interior

Total Rooms	6 Rooms
Building Area	5,603 sqft Total Area
Gross Area	7,080 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Combination
Fire Resistance	Fireproof Steel Frame
Roof Type	Flat
Roof Material	Metal
Lot Area	47,916 sqft (1.1 acres)
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1403 MAIN ST
City	CHIPLEY
State	FL
Zip	32428-6956
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	9 4 13 1.1 ORB 1267 P 175 COMMENCE AT A ONE-HALF INCH IR ON PIPE AT THE INTERSECTION OF THE E R/W LINE OF SR 77 AND THE SOUTH
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1051
Census Tract	970104

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2925 APPALACHEE TRL, MARIANNA, FL 32446-5187
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Mar 14, 2023	Warranty Deed, Transfer FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO
Apr 22, 2022	Warranty Deed, Transfer FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2023
Deed Sale	Mar 14, 2023
Prior Sale	Apr 22, 2022 · Amount on Record
Deed Document Number	0001267175
Deed Book / Page	1267 / 175
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1403 MAIN ST, CHIPLEY, FL 32428-6956
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1428 MAIN ST, CHIPLEY, FL 32428-6943

Mortgage

Document Number	0067006294
Date	Sep 11, 2023
Book Page	1282/413
Instrument	202367006294

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	132 Months
Due	Sep 7, 2034

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Mar 14, 2023
Property Address	1403 MAIN ST, CHIPLEY, FL 32428-6956
Document Number	0067001812
Book / Page	1267 / 175
Instrument Date	Mar 14, 2023
Instrument	202367001812
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2925 APPALACHEE TRL, MARIANNA, FL 32446-5187

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2925 APPALACHEE TRL, MARIANNA, FL 32446-5187

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Apr 22, 2022
Property Address	1403 MAIN ST, CHIPLEY, FL 32428-6956
Document Number	0067003665
Book / Page	1239 / 552
Instrument Date	Apr 14, 2022
Instrument	202267003665
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO

Transaction

Amount	Amount Recorded
Tax	$1,855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2954 HIGHWAY 71, MARIANNA, FL 32446-8197

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2925 APPALACHEE TRL, MARIANNA, FL 32446-5187
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,869.00 (+658.28%)	$695,948 (+678.76%) Land $139,635 Building $556,313	$695,948 (+678.76%) Land $139,635 Building $556,313
2024	$1,829.00 (-0.87%)	$89,366 (-) Land $89,366	$89,366 (-) Land $89,366
2023	$1,845.00 (-0.49%)	$89,366 (-) Land $89,366	$89,366 (-) Land $89,366
2022	$1,854.00	$89,366 Land $89,366	$89,366 Land $89,366

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: T-Mobile.

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