1440 Main St, Chipley, FL 32428 Property Records

Washington County property record for 1440 Main St, Chipley, FL 32428

Property Summary

Property Type	Commercial Office
Details	4,118 sqft · built 2008
Lot Size	1.26 acres (55,234 sqft)
Owner	Company Name on Record
Last Sale	$1,100,000 (May 2023)
Tax Bill	$8,226 (2025)
Deeds & Mortgages	May 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`000022180032`

Property Details

APN / Parcel Number

Primary APN	`000022180032`
Alternative APNs	`00000000-00-2218-0032` `22180032`

Interior

Total Rooms	7 Rooms
Units	2 Units
Stories	1 Story
Building Area	4,118 sqft Gross Area
1st Floor Area	3,146 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Wood
Construction Type	Steel Frame
Fire Resistance	Fireproof Steel Frame
Roof Type	Steel Frame/Truss
Roof Material	Metal
Lot Area	55,234 sqft (1.26 acres)
Porch	Florida Room
Porch Area	72 sqft
Canopy	900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1440 MAIN ST
City	CHIPLEY
State	FL
Zip	32428-6943
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	9 4 13 1.26 ORB 1273 P 269 BEG SWC OF SECT, N 1313.80, S71?0640E 978.72 TO POB, N3 9?2829E 133.86, S52?4900E 140.73, S39?2829W 86.61, N71?0806W 150.33 TO POB, AND PARCEL DESC IN ORB 1273 P 269. ORB 1293 P 21.
Legal Range	13W
Legal Township	04S
Legal Section	09
Legal Block	32
Legal Lot Number	32
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	3
Census Block	3026
Census Tract	970103

Owner

Source: Washington County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	403 E 11TH ST, PANAMA CITY, FL 32401-3409
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2023 · Amount on Record
Deed Sale	May 26, 2023 · Amount on Record
Prior Sale	Nov 15, 2007 · Amount on Record
Deed Document Number	20233666
Deed Book / Page	1273 / 269
Prior Transfer Date	Jan 15, 2008
Prior Transfer Doc	0067000457
Record Updated	Sep 20, 2026

May 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	May 26, 2023
Property Address	1440 MAIN ST, CHIPLEY, FL 32428-6943
Document Number	0067003666
Book / Page	1273 / 269
Instrument Date	May 25, 2023
Instrument	202367003666
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 59760, PANAMA CITY, FL 32412-0760

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 E 11TH ST, PANAMA CITY, FL 32401-3409

Mortgage

Document Number	0000000273
Date	May 26, 2023
Instrument	1273/273

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,226.00 (+13.67%)	$420,759 (+20.05%) Land $160,000 Building $260,759	$420,759 (+20.05%) Land $160,000 Building $260,759
2024	$7,237.00	$350,486 (-) Land $102,400 Building $248,086	$350,486 (-) Land $102,400 Building $248,086
2023	$7,237.00 (-0.51%)	$350,486 (-) Land $102,400 Building $248,086	$350,486 (-) Land $102,400 Building $248,086
2022	$7,274.00	$350,486 Land $102,400 Building $248,086	$350,486 Land $102,400 Building $248,086

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2004–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

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