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14551 Saco Lake Dr, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 14551 Saco Lake Dr, Delray Beach, FL 33446

Property Summary

Property TypeZero Lot Line
Details3 bd · 2 ba · 1,603 sqft · built 2021
Lot Size0.165 acres (7,227 sqft)
Owner2 Individual Names on File
Last Sale$565,000 (May 2025)
Tax Bill$7,341 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN00-42-46-15-31-000-0420

Property Details

APN / Parcel Number

Primary APN00-42-46-15-31-000-0420

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,603 sqft Living Area
Gross Area2,256 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeWood Truss
Roof MaterialTile
Lot Area7,227 sqft (0.165 acres)
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address14551 SACO LAKE DR
CityDELRAY BEACH
StateFL
Zip33446-1263
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Zero Lot Line
Local Zoning CodeRH
Legal DescriptionAVALON TRAILS AT VILLAGES OF ORIOLE PUD LT 42
Legal Range42
Legal Township46
Legal Section15
Legal Lot Number42
JurisdictionPALM BEACH FL
Township / Civil DivisionBOYNTON BEACH-DELRAY BEACH
Census Block Group4
Census Block4000
Census Tract5933

Owner

14551 Saco Lake Dr, a zero lot line, is owned and occupied by two individuals who acquired it in June 2025.

Source: Palm Beach County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Co-owner2 Co-owners on File
Mailing Address14551 SACO LAKE DR, DELRAY BEACH, FL 33446-1263
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names4 Names on Deed
Last SaleMay 22, 2025 · Amount on File
Deed SaleMay 22, 2025 · Amount on File
Prior SaleMay 22, 2025 · Amount on File
Deed Document Number0357620311
Deed Book / Page35762 / 311
Last Transfer DateJun 9, 2025
Transfer Doc0357950444
Record UpdatedJun 8, 2026

March 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPALM BEACH FL
Recording DateMar 11, 2021
Property Address14551 SACO LAKE DR, DELRAY BEACH, FL 33446-1263
Document Number0322741203
Book / Page32274 / 1203
Map ReferenceMB 128 PG 76
Instrument DateFeb 26, 2021
Instrument20210110531
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 15, 2023
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,855.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8895 N MILITARY TRL # TRL101B, TRL101B, WEST PALM BEACH, FL 33410-6220

Transferred To (Grantee/Buyer)

NameVerified Name
Address14551 SACO LAKE DR, DELRAY BEACH, FL 33446-1263

Mortgage

Document Number0322741207
DateMar 11, 2021
Instrument32274/1207
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 14551 Saco Lake Dr was $7,341 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,341.00 Homeowner's exemption$463,366 Land $120,000 Building $343,366$463,366 Land $120,000 Building $343,366
2023$7,385.00 (+10.99%) Homeowner's exemption$463,524 (+25.38%) Land $121,541 Building $341,983$463,524 (+25.38%) Land $121,541 Building $341,983
2022$6,654.00$369,708 Land $91,000 Building $278,708$369,708 Land $91,000 Building $278,708

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14551 Saco Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 26 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14551 Saco Lake Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALM BEACH COUNTY WATER UTILITIES
serves 671,114 people · EPA ID FL4504393
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Dec 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber		8,000 / 8,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL in parts of the area		100 / 20

May also be available: Blue Stream, T-Mobile, Xfinity.

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