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14545 Saco Lake Dr, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 14545 Saco Lake Dr, Delray Beach, FL 33446

Property Summary

Property TypeZero Lot Line
Details3 bd · 2 ba · 1,603 sqft · built 2021
Lot Size0.121 acres (5,275 sqft)
OwnerIndividual Name on Record
Last Sale$427,895 (Jun 2021)
Tax Bill$7,972 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN00-42-46-15-31-000-0410

Property Details

APN / Parcel Number

Primary APN00-42-46-15-31-000-0410

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,603 sqft Living Area
Gross Area2,256 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeWood Truss
Roof MaterialTile
Lot Area5,275 sqft (0.121 acres)
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address14545 SACO LAKE DR
CityDELRAY BEACH
StateFL
Zip33446-1263
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Zero Lot Line
Local Zoning CodeRH
Legal DescriptionAVALON TRAILS AT VILLAGES OF ORIOLE PUD LT 41
Legal Range42
Legal Township46
Legal Section15
Legal Lot Number41
JurisdictionPALM BEACH FL
Township / Civil DivisionBOYNTON BEACH-DELRAY BEACH
Census Block Group4
Census Block4000
Census Tract5933

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address14545 SACO LAKE DR, DELRAY BEACH, FL 33446-1263
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 2021 · Amount on Record
Deed SaleJun 9, 2021 · Amount on Record
Deed Document Number20210268588
Deed Book / Page32570 / 1219
Record UpdatedJun 8, 2026

June 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPALM BEACH FL
Recording DateJun 9, 2021
Property Address14545 SACO LAKE DR, DELRAY BEACH, FL 33446-1263
Document Number0325701219
Book / Page32570 / 1219
Map ReferenceMB 128 PG 76
Instrument DateMay 28, 2021
Instrument20210268588
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 15, 2023
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,995.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8895 N MILITARY TRL # TRL101B, TRL101B, WEST PALM BEACH, FL 33410-6220

Transferred To (Grantee/Buyer)

NameVerified Name
Address14645 LUCY DR # SACO, SACO, DELRAY BEACH, FL 33484-8528

Mortgage

Document Number0325701223
DateJun 9, 2021
Instrument32570/1223
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,972.00 (+7.09%)$461,410 (-0.07%) Land $120,000 Building $341,410$461,410 (-0.07%) Land $120,000 Building $341,410
2023$7,444.00 (+12.46%)$461,726 (+25.61%) Land $121,541 Building $340,185$461,726 (+25.61%) Land $121,541 Building $340,185
2022$6,619.00$367,593 Land $91,000 Building $276,593$367,593 Land $91,000 Building $276,593

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALM BEACH COUNTY WATER UTILITIES
serves 671,114 people · EPA ID FL4504393
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Dec 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber		8,000 / 8,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL in parts of the area		100 / 20

May also be available: Blue Stream, T-Mobile, Xfinity.

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