14550 Saco Lake Dr, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 14550 Saco Lake Dr, Delray Beach, FL 33446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,603 sqft · built 2021
Lot Size	0.157 acres (6,848 sqft)
Owner	Company Name on Record
Last Sale	$396,770 (Feb 2021)
Tax Bill	$6,312 (2025)
Deeds & Mortgages	Dec 2022 Transfer Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-15-31-000-0170`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-15-31-000-0170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,603 sqft Living Area
Gross Area	2,256 sqft
1st Floor Area	1,603 sqft
Flooring	Tile

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Roof Material	Concrete
Lot Area	6,848 sqft (0.157 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14550 SACO LAKE DR
City	DELRAY BEACH
State	FL
Zip	33446-1263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Description	AVALON TRAILS AT VILLAGES OF ORIOLE PUD LT 17
Legal Range	42E
Legal Township	46S
Legal Section	15
Legal Subdivision	AVALON TRAILS AT VILLAGES OF ORIOLE PUD
Legal Lot Number	17
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	4
Census Block	4000
Census Tract	5933

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	14550 SACO LAKE DR, DELRAY BEACH, FL 33446-1263
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Intrafamily Transfer, Transfer ATTORNEY
Feb 17, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2021 · Amount on Record
Deed Sale	Feb 17, 2021 · Amount on Record
Deed Document Number	202174482
Deed Book / Page	32204 / 945
Last Transfer Date	Dec 1, 2022
Transfer Doc	0339951013
Record Updated	Jun 8, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Dec 5, 2022
Property Address	14550 SACO LAKE DR, DELRAY BEACH, FL 33446-1263
Document Number	0339951013
Book / Page	33995 / 1013
Map Reference	MB 128 PG 76
Instrument Date	Dec 1, 2022
Instrument	20220480086
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14550 SACO LAKE DR, DELRAY BEACH, FL 33446-1263

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Investor	Possibly a Property Investor

February 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Feb 17, 2021
Property Address	14550 SACO LAKE DR, DELRAY BEACH, FL 33446-1263
Document Number	0322040945
Book / Page	32204 / 945
Map Reference	MB 128 PG 76
Instrument Date	Feb 16, 2021
Instrument	20210074482
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 15, 2023
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,777.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8895 N MILITARY TRL # 101, 101, WEST PALM BEACH, FL 33410-6220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14550 SACO LAKE DR, DELRAY BEACH, FL 33446-1263
Investor	Possibly a Property Investor

Mortgage

Document Number	0032204949
Date	Feb 17, 2021
Instrument	32204/949

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,312.00 (+3.14%)	$405,134 (+5.99%)	$464,961 (-0.08%) Land $120,000 Building $344,961
2024	$6,120.00 (+1.14%)
2023	$6,051.00 (+1.87%) Homeowner's exemption	$382,249 (+3.99%)	$465,354 (+26.59%) Land $121,541 Building $343,813
2022	$5,940.00 Homeowner's exemption	$367,593 Land $91,000 Building $276,593	$367,593 Land $91,000 Building $276,593

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Blue Stream, T-Mobile, Xfinity.

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