1453 Spurlock Rd, Columbus, MS 39702 Property Records

Lowndes County property record for 1453 Spurlock Rd, Columbus, MS 39702

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,216 sqft · built 2008
Lot Size	7.59 acres (331,056 sqft)
Owner	2 Individual Names on Record
Tax Bill	$252 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`87W000001617`

Property Details

APN / Parcel Number

Primary APN	`87W000001617`
Alternative APNs	`030451` `30451`

Interior

Full Baths	1 Bath
Building Area	1,216 sqft Adjusted Area
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 2008
Architectural Style	Mobile/Manufactured
Lot Area	331,056 sqft (7.59 acres)
Garage Type	Carport
Carport	Carport
Carport Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	630 sqft
Utility Building	576 sqft
Mobile Home / RV Hookup	Mobile Home / RV Hookup

Location & Zoning

Account Number	030451
Street Address	1453 SPURLOCK RD
City	COLUMBUS
State	MS
Zip	39702-7601
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PT SW4 SPURLOCK RD
Legal Range	17W
Legal Township	20S
Legal Section	09
Jurisdiction	LOWNDES MS
Township / Civil Division	3
Census Block Group	1
Census Block	1028
Census Tract	403

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1453 SPURLOCK RD, COLUMBUS, MS 39702-7601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANKFIRST FINANCIAL SERVICES
Dec 14, 2017	Deed of Trust, Mortgage BANKFIRST FIN'L SVCS
Feb 17, 2017	Trustee's Deed, Construction Loan · Construction Mortgage BANKFIRST FIN'L SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2006
Deed Sale	Nov 2, 2006
Deed Document Number	0020068454
Deed Book / Page	2006 / 8454
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Recording Date	Sep 30, 2026
Property Address	1453 SPURLOCK RD, COLUMBUS, MS 39702-7601
Document Number	2026023791
Book / Page	2026 / 23791
Instrument Date	Sep 25, 2026
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1453 SPURLOCK RD, COLUMBUS, MS 39702-7601

Mortgage

Document Number	2026023791,
Date	Sep 30, 2026
Book Page	2026/23791

Lender

Name	BANKFIRST FINANCIAL SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Sep 1, 2029

Interest

Max Rate	-1%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	1453 SPURLOCK RD, COLUMBUS, MS 39702-7601
Document Number	0020178564
Book / Page	002017 / 028564
Instrument Date	Dec 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1453 SPURLOCK RD COLUMBUS MS 397027601, COLUMBUS, MS 39702-7601

Mortgage

Document Number	0020178564
Date	Dec 28, 2017
Book Page	002017/028564

Lender

Name	BANKFIRST FIN'L SVCS
Type	Funding / Finance Company
Address	COLUMBUS, MS 39703

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Dec 27, 2022

February 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LOWNDES MS
Recording Date	Feb 17, 2017
Property Address	1453 SPURLOCK RD, COLUMBUS, MS 39702-7601
Document Number	0020173799
Book / Page	002017 / 003799
Instrument Date	Feb 9, 2017
Transaction Type	Construction Loan
Record Updated	Feb 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1453 SPURLOCK RD COLUMBUS MS 397027601, COLUMBUS, MS 39702-7601

Mortgage

Document Number	20173799
Date	Feb 17, 2017
Book Page	002017/003799

Lender

Name	BANKFIRST FIN'L SVCS
Type	Funding / Finance Company
Address	COLUMBUS, MS 39703

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 16, 2018

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$252.00 (+1.61%) Homeowner's exemption	$4,415 (-3.24%)	$43,610 (-1.78%) Land $8,580 Building $35,030
2024	$248.00 (-2.75%)
2023	$255.00 Homeowner's exemption	$4,563	$44,400 Land $9,940 Building $34,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	94 (1990–2021)
Claims Outside the SFHA	2 of 94
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Feb 2019 · 14 claims Severe Storms, Tornadoes & Flooding, May 1991 · 41 claims Severe Storms & Flooding, Feb 1991 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
4-County Fiber Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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