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1280 Spurlock Rd, Columbus, MS 39702 Property Records

Lowndes County property record for 1280 Spurlock Rd, Columbus, MS 39702 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,834 sqft · built 1994
Lot Size2.09 acres (91,476 sqft)
Owner2 Individual Names on File
Tax Bill$1,194 (2025)
Deeds & MortgagesJan 2018 Loan Modification
Flood ZoneZone AE (high risk)
APN87W000001614

Property Details

APN / Parcel Number

Primary APN87W000001614
Alternative APNs
  • 027041
  • 27041

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Building Area2,834 sqft Adjusted Area
1st Floor Area1,632 sqft
2nd Floor Area256 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area91,476 sqft (2.09 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number027041
Street Address1280 SPURLOCK RD
CityCOLUMBUS
StateMS
Zip39702-7372
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NW4 SE4 SPURLOCK RD
Legal Range17W
Legal Township20S
Legal Section09
JurisdictionLOWNDES MS
Township / Civil Division3
Census Block Group1
Census Block1027
Census Tract403

Owner

Source: Lowndes County records · APN 87W000001614

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1280 SPURLOCK RD, COLUMBUS, MS 39702-7372
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 08, 1994
Deed SaleMar 08, 1994
Deed Document Number0001008406
Record UpdatedJun 08, 2026

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLOWNDES MS
Property Address1280 SPURLOCK RD, COLUMBUS, MS 39702-7372
Document Number0020181896
Book / Page002018 / 001896
Instrument DateJan 11, 2018
Transaction TypeMortgage
Record UpdatedFeb 01, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1280 SPURLOCK RD COLUMBUS MS 397027372, COLUMBUS, MS 39702-7372

Mortgage

Document Number0020181896
DateJan 26, 2018
Book Page002018/001896
Lender
NameBANCORPSOUTH
TypeBank
AddressTUPELO, MS 38802
Agreement
AmountAmount Recorded
Term480 Months
DueJan 25, 2058
Interest
Rate TypeFixed Rate
Rate8.12%

Tax Assessment & Valuation

Source: Lowndes County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
Unified School DistrictLowndes County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,194.00 (+0.84%)$12,206 (+13.01%)$122,060 (+13.01%) Land $8,580 Building $113,480
2024$1,184.00 (+13.52%)
2023$1,043.00$10,801$108,010 Land $8,580 Building $99,430

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lowndes County (28087C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280870004031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 45 individual NFIP policies nearby
Nearby Flood Policies45 in force
Nearby Flood Claims94 (1990–2021)
Claims Outside the SFHA2 of 94
Most Recent ClaimJun 2021, rainfall accumulation
Claims By Storm
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Feb 2019 · 14 claims
  • Severe Storms, Tornadoes & Flooding, May 1991 · 41 claims
  • Severe Storms & Flooding, Feb 1991 · 15 claims

Wildfire

Wildfire RiskModerate
above 40% of the US · above 29% of Mississippi
Wildfire LikelihoodAbout 1 in 2,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026

Mobile Coverage

5G and 4G LTE (outdoors only)

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