2140 Spurlock Rd, Columbus, MS 39702 Property Records

Lowndes County property record for 2140 Spurlock Rd, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,919 sqft · built 2024
Lot Size	5.09 acres (222,156 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,500 (Mar 2024)
Tax Bill	$1,713 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`93W220000600`

Property Details

APN / Parcel Number

Primary APN	`93W220000600`
Alternative APNs	`026177` `26177`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,919 sqft Adjusted Area
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Asphalt
Lot Area	222,156 sqft (5.09 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	026177
Street Address	2140 SPURLOCK RD
City	COLUMBUS
State	MS
Zip	39702-1008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW4 NW4 2140 SPURLOCK RD
Legal Range	17W
Legal Township	20S
Legal Section	16
Jurisdiction	LOWNDES MS
Township / Civil Division	3
Census Block Group	1
Census Block	1028
Census Tract	403

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2140 SPURLOCK RD, COLUMBUS, MS 39702-1008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUM TREE MORTGAGE LLC
Aug 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF VERNON
May 8, 2024	Deed of Trust, Mortgage · Conventional Mortgage GUM TREE MORTGAGE LLC
Jun 21, 2024	Deed of Trust, Mortgage · Closed-End Mortgage BANK OF VERNON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2024 · Amount on Record
Deed Sale	Mar 18, 2024 · Amount on Record
Deed Document Number	0020241927
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	2140 SPURLOCK RD, COLUMBUS, MS 39702-1008
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202526833
Date	Nov 19, 2025
Book Page	2025/26833

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	2140 SPURLOCK RD, COLUMBUS, MS 39702-1008
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202318240
Date	Aug 28, 2023
Book Page	2023/18240

Lender

Name	BANK OF VERNON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 11, 2024

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	2140 SPURLOCK RD, COLUMBUS, MS 39702-1008
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020248563
Date	May 8, 2024
Book Page	2024/8563

Lender

Name	GUM TREE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	2140 SPURLOCK RD, COLUMBUS, MS 39702-1008
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202411544
Date	Jun 21, 2024
Book Page	2024/11544

Lender

Name	BANK OF VERNON
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Apr 29, 2039

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,713.00 (+3,014.55%) Homeowner's exemption	$20,578 (+3,497.55%)	$205,780 (+5,301.05%) Land $3,810 Building $201,970
2024	$55.00
2023	$55.00	$572	$3,810 Land $3,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	94 (1990–2021)
Claims Outside the SFHA	2 of 94
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Feb 2019 · 14 claims Severe Storms, Tornadoes & Flooding, May 1991 · 41 claims Severe Storms & Flooding, Feb 1991 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
4-County Fiber Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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