1439 Banbury Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 1439 Banbury Ln, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,893 sqft · built 2010
Lot Size	0.612 acres (26,659 sqft)
Owner	Individual Name on Record
Tax Bill	$4,332 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-08-10-0-00127-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-08-10-0-00127-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,893 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	26,659 sqft (0.612 acres)
Lot Dimensions	322 ft deep x 88 ft wide
Pool Area	720 sqft
Patio Area	528 sqft

Location & Zoning

Street Address	1439 BANBURY LN
City	HERNANDO
State	MS
Zip	38632-7503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	NOTTING HILL SEC B LOT 127
Legal Range	07
Legal Township	03
Legal Section	08
Legal Subdivision	NOTTING HILL SEC B
Legal Lot Number	127
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3013
Census Tract	71001

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1439 BANBURY LN, HERNANDO, MS 38632-7503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2010
Deed Sale	Feb 1, 2010
Prior Sale	Oct 5, 2009
Deed Document Number	0000626217
Deed Book / Page	626 / 217
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1439 BANBURY LN, HERNANDO, MS 38632-7503
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1439 BANBURY LN, HERNANDO, MS 38632-7503

Mortgage

Document Number	005136/613
Date	Jan 19, 2021
Book Page	5136/613

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2041

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1439 BANBURY LN, HERNANDO, MS 38632-7503
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004822/362
Date	Oct 24, 2019
Book Page	4822/362

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2039

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,332.00 (+15.67%)	$39,675 (+36.39%) Land $4,000 Building $35,675	$396,745 (+36.39%) Land $40,000 Building $356,745
2023	$3,745.00	$29,089	$290,891 Land $40,000 Building $250,891

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 55% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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