Kane County property record for 1451 Easy St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,690 sqft · built 1966 |
| Lot Size | 0.219 acres (9,525 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Aug 2017) |
| Tax Bill | $6,606 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-15-177-016 |
| Primary APN | 06-15-177-016 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,690 sqft Living Area |
| Gross Area | 2,236 sqft |
| Basement Area | 546 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 9,525 sqft (0.219 acres) |
| Lot Dimensions | 127 ft deep x 75 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1451 EASY ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOULEVARD VILLA LOT 15 |
| Legal Subdivision | BOULEVARD VILLA |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 851904 |
1451 Easy St is owned and occupied by two individuals who bought it in August 2017.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1451 EASY ST, ELGIN, IL 60123-5126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2025 | Deed of Trust, Mortgage · Partial Claim Mortgage NATIONSTAR MORTGAGE LLC |
| Oct 7, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Oct 7, 2019 | Loan Modification, Mortgage · Conventional with PMI FLAGSTAR BK |
| Aug 23, 2017 | Warranty Deed, Transfer · FHA Mortgage SAUK VLY BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2017 · Amount on File |
| Deed Sale | Aug 23, 2017 · Amount on File |
| Deed Document Number | 201744190 |
| Prior Transfer Date | Jul 24, 2002 |
| Prior Transfer Doc | 0000097622 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1451 EASY ST, ELGIN, IL 60123-5126 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1451 EASY ST, ELGIN, IL 60123-5126 |
| Document Number | 0000046441 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 2025K046441 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Partial Claim Mortgage |
|---|---|
| Term | 480 Months |
| Due | Nov 1, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1451 EASY ST, ELGIN, IL 60123-5126 |
| Document Number | 0000051910 |
| Instrument Date | Oct 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1451 EASY ST ELGIN IL 601235126, ELGIN, IL 60123-5126 |
| Document Number | 0000051910 |
|---|---|
| Date | Oct 29, 2019 |
| Instrument | 51910 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 28, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1451 EASY ST, ELGIN, IL 60123-5126 |
| Document Number | 0000051909 |
| Instrument Date | Oct 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1451 EASY ST ELGIN IL 601235126, ELGIN, IL 60123-5126 |
| Document Number | 0000051909 |
|---|---|
| Date | Oct 29, 2019 |
| Instrument | 51909 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | FARMERS BRANCH, TX 75234 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 28, 2049 |
| Rate | 4.37% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 23, 2017 |
| Property Address | 1451 EASY ST, ELGIN, IL 60123-5126 |
| Document Number | 0000044190 |
| Instrument Date | Aug 7, 2017 |
| Instrument | 44190 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $292.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 454 S ALFRED AVE ELGIN IL 601237206, ELGIN, IL 60123-7206 |
| Document Number | 44191 |
|---|---|
| Date | Aug 23, 2017 |
| Instrument | 44191 |
| Name | SAUK VLY BK&TR |
|---|---|
| Type | Bank |
| Address | STERLING, IL 61081 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 22, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
The 2025 property tax bill for 1451 Easy St was $6,606 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,606.00 Homeowner's exemption | $94,600 (+8.57%) Land $24,902 Building $69,698 | $283,914 (+8.57%) Land $74,736 Building $209,178 |
| 2024 | $87,132 Land $22,936 Building $64,196 | $261,501 Land $68,836 Building $192,665 | |
| 2022 | $5,703.00 (+4.62%) Homeowner's exemption | $71,776 (+6.96%) Land $18,894 Building $52,882 | $215,328 (+6.96%) Land $56,682 Building $158,646 |
| 2021 | $5,451.00 Homeowner's exemption | $67,106 Land $17,665 Building $49,441 | $201,318 Land $52,995 Building $148,323 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1451 Easy St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1451 Easy St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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