1440 Easy St, Elgin, IL 60123 Property Records

Kane County property record for 1440 Easy St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Lot Size	0.195 acres (8,513 sqft)
Owner	Individual Name on Record
Tax Bill	$7,154 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-15-176-040`

Property Details

APN / Parcel Number

Primary APN	`06-15-176-040`

Interior

Stories	2 Stories

Exterior

Lot Area	8,513 sqft (0.195 acres)
Lot Dimensions	114 ft deep x 75 ft wide

Location & Zoning

Street Address	1440 EASY ST
City	ELGIN
State	IL
Zip	60123-5127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOULEVARD VILLA LOT 7
Legal Subdivision	BOULEVARD VILLA
Legal Block	2
Legal Lot Number	7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2000
Census Tract	851904

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1440 EASY ST, ELGIN, IL 60123-5127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2020
Deed Sale	Dec 29, 2020
Deed Document Number	202081734
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 29, 2020
Property Address	1440 EASY ST, ELGIN, IL 60123-5127
Document Number	0000081734
Instrument Date	Nov 10, 2020
Instrument	2020K081734
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 EASY ST, ELGIN, IL 60123-5127

Mortgage

Document Number	0000081735
Date	Dec 29, 2020
Instrument	2020K081735

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,154.00 (+15.85%) Homeowner's exemption
2024		$93,740 (+21.39%) Land $21,754 Building $71,986	$281,333 (+21.44%) Land $65,288 Building $216,044
2022	$6,175.00 (+4.57%) Homeowner's exemption	$77,220 (+6.96%) Land $17,920 Building $59,300	$231,660 (+6.96%) Land $53,760 Building $177,900
2021	$5,905.00 Homeowner's exemption	$72,195 Land $16,754 Building $55,441	$216,585 Land $50,262 Building $166,323

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20