1431 Easy St, Elgin, IL 60123 Property Records

Kane County property record for 1431 Easy St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,090 sqft · built 1962
Lot Size	0.226 acres (9,825 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,140 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-15-177-018`

Property Details

APN / Parcel Number

Primary APN	`06-15-177-018`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,090 sqft Living Area
Gross Area	2,776 sqft
1st Floor Area	2,090 sqft
Basement Area	686 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Construction Type	Frame
Lot Area	9,825 sqft (0.226 acres)
Lot Dimensions	131 ft deep x 75 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space
Pool Area	648 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1431 EASY ST
City	ELGIN
State	IL
Zip	60123-5126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOULEVARD VILLA LOT 13
Legal Subdivision	BOULEVARD VILLA
Legal Block	2
Legal Lot Number	13
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2006
Census Tract	851904

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1431 EASY ST, ELGIN, IL 60123-5126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 1994
Deed Sale	Dec 16, 1994
Deed Document Number	199490624
Deed Book / Page	1026 / 256
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1431 EASY ST, ELGIN, IL 60123-5126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059002
Date	Dec 6, 2019
Instrument	2019K059002

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 16, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	2.5%
Max Rate	18%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,140.00 (+6.73%) Homeowner's exemption Senior Citizen's exemption	$109,594 (+8.57%) Land $24,902 Building $84,692	$328,914 (+8.57%) Land $74,736 Building $254,178
2024		$100,943 (+21.39%) Land $22,936 Building $78,007	$302,950 (+21.44%) Land $68,836 Building $234,115
2022	$6,690.00 (+4.53%) Homeowner's exemption	$83,153 (+6.96%) Land $18,894 Building $64,259	$249,459 (+6.96%) Land $56,682 Building $192,777
2021	$6,400.00 Homeowner's exemption	$77,743 Land $17,665 Building $60,078	$233,229 Land $52,995 Building $180,234

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20