1450 Elm Tree Rd, Troy, MO 63379 Property Records

Lincoln County property record for 1450 Elm Tree Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 1985
Lot Size	1.23 acres (53,579 sqft)
Owner	Company Name on Record
Last Sale	$135,000 (May 2021)
Tax Bill	$1,654 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-20-03-000-000-017.000`

Property Details

APN / Parcel Number

Primary APN	`19-20-03-000-000-017.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
Basement Area	1,657 sqft
Unfinished Basement	1,657 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	53,579 sqft (1.23 acres)
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1450 ELM TREE RD
City	TROY
State	MO
Zip	63379-3332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.23 AC BEING PT SW1/4 PF SEC 3, SURVEY 3/549
Legal Range	01W
Legal Township	48N
Legal Section	03
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	2
Census Block	2000
Census Tract	810308

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	101 AMMONS DR, TROY, MO 63379-2453
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF OLD MONROE
Nov 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage TRUSTED FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Deed Document Number	20217068
Deed Book / Page	2464 / 531
Prior Transfer Date	Aug 7, 2019
Prior Transfer Doc	0000006709
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	May 21, 2021
Property Address	1450 ELM TREE RD, TROY, MO 63379-3332
Document Number	2464/531
Book / Page	2464 / 531
Instrument Date	May 19, 2021
Instrument	2021007068
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	267 CAMP CHARREN RD, TROY, MO 63379-3710

Mortgage

Document Number	2021007069
Date	May 21, 2021
Instrument	2021007069

Lender

Name	BANK OF OLD MONROE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	1450 ELM TREE RD, TROY, MO 63379-3332
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2429/0147
Date	Nov 21, 2018
Book Page	2429/0147
Instrument	2018010560

Lender

Name	TRUSTED FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,071 (-) Land $3,648 Building $23,423
2025	$1,654.00 (+5.35%)	$27,071 (+6.84%) Land $3,648 Building $23,423	$142,480 (+6.85%) Land $19,200 Building $123,280
2023	$1,570.00 (+5.65%)	$25,337 Land $3,420 Building $21,917	$133,350 Land $18,000 Building $115,350
2022	$1,486.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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