Lincoln County property record for 1440 Elm Tree Rd, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,657 sqft · built 2003 |
| Lot Size | 8.77 acres (382,108 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,846 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-20-03-000-000-017.001 |
| Primary APN | 19-20-03-000-000-017.001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,657 sqft Living Area |
| Basement Area | 1,657 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 382,108 sqft (8.77 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1440 ELM TREE RD |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-3332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8.772 AC ALL THE E300' OF THE NE1/4SE1/4 SEC 3, SURVEY 3/549 |
| Legal Range | 01W |
| Legal Section | 03 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | CLARK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 810308 |
Source: Lincoln County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1440 ELM TREE RD, TROY, MO 63379-3332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF OLD MONROE |
| Sep 10, 2019 | Warranty Deed, Transfer · Commercial Mortgage BANK OF OLD MONROE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2019 |
| Deed Sale | Sep 10, 2019 |
| Deed Document Number | 2019007899 |
| Deed Book / Page | 2438 / 0012 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 1440 ELM TREE RD, TROY, MO 63379-3332 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2020 |
| Title Company | MEYER TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 2443/194 |
|---|---|
| Date | Feb 5, 2020 |
| Book Page | 2443/194 |
| Instrument | 2020001191 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Address | OLD MONROE, MO 63369 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Sep 10, 2019 |
| Property Address | 1440 ELM TREE RD, TROY, MO 63379-3332 |
| Document Number | 2438/0012 |
| Book / Page | 2438 / 0012 |
| Instrument Date | Sep 9, 2019 |
| Instrument | 2019007899 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | MEYER TITLE COMPANY, MEYER TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1440 ELM TREE RD, TROY, MO 63379-3332 |
| Document Number | 2019007900 |
|---|---|
| Date | Sep 10, 2019 |
| Instrument | 2019007900 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lincoln County assessment roll, as of June 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,846.00 (+10.57%) | $48,219 (+15.09%) Land $3,865 Building $44,354 | $253,780 (+15.09%) Land $20,340 Building $233,440 |
| 2023 | $2,574.00 (+5.75%) | $41,897 Land $3,637 Building $38,260 | $220,510 Land $19,140 Building $201,370 |
| 2022 | $2,434.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Jul 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Brightspeed Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Systec Wireless Communications, Wisper ISP.
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