Lincoln County property record for 1324 Elm Tree Rd, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,864 sqft · built 1972 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,843 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-10-02-000-000-012.014 |
| Primary APN | 19-10-02-000-000-012.014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 2,864 sqft Living Area |
| Basement Area | 1,432 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 261,360 sqft (6 acres) |
| Garage Area | 667 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1324 ELM TREE RD |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-3352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 BEACH-ANN FARMS |
| Legal Range | 01W |
| Legal Township | 48 |
| Legal Section | 02 |
| Legal Subdivision | BEACH-ANN FARMS |
| Legal Lot Number | 14 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | CLARK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 810308 |
Source: Lincoln County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1324 ELM TREE RD, TROY, MO 63379-3352 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2016 |
| Deed Sale | Mar 16, 2016 |
| Deed Document Number | 2016001913 |
| Deed Book / Page | 2396 / 0920 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 1324 ELM TREE RD, TROY, MO 63379-3352 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017000266 |
|---|---|
| Date | Jan 10, 2017 |
| Book Page | 2406/0856 |
| Instrument | 2017000266 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
Source: Lincoln County assessment roll, as of June 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,843.00 (+3.61%) | $67,066 (+4.64%) Land $3,948 Building $63,118 | $352,980 (+4.64%) Land $20,780 Building $332,200 |
| 2023 | $3,709.00 (+4.69%) | $64,095 Land $3,568 Building $60,526 | $337,340 Land $18,780 Building $318,560 |
| 2022 | $3,543.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Jul 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Brightspeed Fiber | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Systec Wireless Communications Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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