Westchester County and Rye City property record for 145 Wappanocca Ave, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,345 sqft · built 1920 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,600,000 (Apr 2024) |
| Tax Bill | $41,517 (2026) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 551400 139-19-2-2 |
| Primary APN | 551400 139-19-2-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,345 sqft Living Area |
| 1st Floor Area | 2,384 sqft |
| 2nd Floor Area | 1,474 sqft |
| Upper Floors Area | 487 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 40,511 sqft (0.93 acres) |
| Street Address | 145 WAPPANOCCA AVE |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-2027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 2 |
| Legal Lot Number | 2.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 7700 |
Source: Westchester County and Rye City records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 145 WAPPANOCCA AVE, RYE, NY 10580-2027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2024 | Bargain and Sale Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Mar 1, 2022 | Deed of Trust, Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Sep 23, 2020 | Bargain and Sale Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2024 · Amount on Record |
| Deed Sale | Apr 4, 2024 · Amount on Record |
| Prior Sale | Sep 23, 2020 · Amount on Record |
| Deed Document Number | 20243011 |
| Prior Transfer Date | Nov 30, 2010 |
| Prior Transfer Doc | 0503283142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Apr 4, 2024 |
| Property Address | 145 WAPPANOCCA AVE, RYE, NY 10580-2027 |
| Document Number | 0640903011 |
| Instrument Date | Apr 1, 2024 |
| Instrument | 640903011 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Title Company | JUDICIAL TITLE INSURANCE AGENCY INC, JUDICIAL TITLE INS AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 145 WAPPANOCCA AVE, RYE, NY 10580-2027 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 15 PROSPECT ST, WHITE PLAINS, NY 10605-1114 |
| Document Number | 0640943454 |
|---|---|
| Date | Apr 4, 2024 |
| Instrument | 640943454 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 145 WAPPANOCCA AVE, RYE, NY 10580-2027 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 145 WAPPANOCCA AVE, RYE, NY 10580-2027 |
| Document Number | 0613443210 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | 613443210 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Amount | Amount Recorded |
|---|---|
| Term | 177 Months |
| Due | Dec 8, 2036 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Sep 23, 2020 |
| Property Address | 145 WAPPANOCCA AVE, RYE, NY 10580-2027 |
| Document Number | 0602183461 |
| Instrument Date | Aug 18, 2020 |
| Instrument | 602183461 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | FUTURE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,460.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 145 WAPPANOCCA AVE, 145, RYE, NY 10580-2027 |
| Name | Verified Name |
|---|---|
| Address | 145 WAPPANOCCA AVE, RYE, NY 10580-2027 |
| Document Number | 0602323609 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 602323609 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,517.00 (+8.95%) | ||
| 2025 | $38,107.00 | $32,750 (-) Land $8,500 Building $24,250 | $2,775,424 (+6.78%) Land $720,339 Building $2,055,085 |
| 2024 | $32,750 (-5.84%) Land $8,500 Building $24,250 | $2,599,206 (-3.59%) Land $674,603 Building $1,924,603 | |
| 2023 | $34,780 Land $8,500 Building $26,280 | $2,696,124 Land $658,915 Building $2,037,209 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 98 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 100 units insured incl. 2 condo units |
| Nearby Flood Claims | 559 (1978–2023) |
| Claims Outside the SFHA | 44 of 559 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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