Westchester County and Rye City property record for 125 Wappanocca Ave, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,820 sqft · built 2021 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,313,443 (Oct 2021) |
| Tax Bill | $43,379 (2026) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Oct 2018 Loan Modification + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 551400 139-19-2-4 |
| Primary APN | 551400 139-19-2-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,820 sqft Living Area |
| Gross Area | 2,833 sqft |
| 1st Floor Area | 1,984 sqft |
| 2nd Floor Area | 1,836 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 23,087 sqft (0.53 acres) |
| Street Address | 125 WAPPANOCCA AVE |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-2027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Block | 2 |
| Legal Lot Number | 4.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 7700 |
125 Wappanocca Ave is owned and occupied by two individuals who bought it in October 2021.
Source: Westchester County and Rye City records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 125 WAPPANOCCA AVE, RYE, NY 10580-2027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 19, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Oct 10, 2018 | Loan Modification, Mortgage · Conventional Mortgage LOAN FUNDER LLC |
| Oct 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LOAN FUNDER LLC SERIES 5265 |
| Sep 26, 2017 | Bargain and Sale Deed, Transfer RIVERSIDE ABSTRACT LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2021 · Amount on File |
| Deed Sale | Oct 19, 2021 · Amount on File |
| Prior Sale | Oct 19, 2021 · Amount on File |
| Deed Document Number | 2021612743609 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Oct 19, 2021 |
| Property Address | 125 WAPPANOCCA AVE, RYE, NY 10580-2027 |
| Document Number | 0612743609 |
| Map Reference | VOL, 51 PG 30 |
| Instrument Date | Oct 6, 2021 |
| Instrument | 612743609 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | LANGDON TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,254.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2533 BATCHELDER ST # ST4E, 2533, BROOKLYN, NY 11235-1414 |
| Name | Verified Name |
|---|---|
| Address | 125 WAPPANOCCA AVE, RYE, NY 10580-2027 |
| Document Number | 0612883203 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 612883203 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.25% |
| Index | Other |
| Max Rate | 7.25% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 125 WAPPANOCCA AVE, RYE, NY 10580-2027 |
| Document Number | 0582893434 |
| Instrument Date | Oct 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2018 |
| Title Company | COASTAL LAND TITLE, COASTAL LAND SVCE. INC. |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2533 BATCHELDER ST #4E BROOKLYN NY 112351418, 4E, BROOKLYN, NY 11235-1418 |
| Document Number | 0582893434 |
|---|---|
| Date | Oct 18, 2018 |
| Book Page | 058289/003434 |
| Name | LOAN FUNDER LLC |
|---|---|
| Address | NEW YORK, NY 10019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 125 WAPPANOCCA AVE, RYE, NY 10580-2027 |
| Document Number | 0582963064 |
| Instrument Date | Oct 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2019 |
| Title Company | COASTAL LAND TITLE, COASTAL LAND SVCE. INC. |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2533 BATCHELDER ST #4E BROOKLYN NY 112351418, 4E, BROOKLYN, NY 11235-1418 |
| Document Number | 0582963064 |
|---|---|
| Date | Nov 9, 2018 |
| Book Page | 058296/003064 |
| Name | LOAN FUNDER LLC SERIES 5265 |
|---|---|
| Address | 40 W 57TH ST # 2040, NEW YORK, NY 10019-4032 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Sep 26, 2017 |
| Property Address | 125 WAPPANOCCA AVE, RYE, NY 10580-2027 |
| Document Number | 0572543315 |
| Instrument Date | Sep 11, 2017 |
| Instrument | 572543315 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | RIVERSIDE ABSTRACT LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,880.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 125 WAPPANOCCA AVE, 125, RYE, NY 10580-2027 |
| Name | Verified Name |
|---|---|
| Address | 123 N ASHLEY ST, ANN ARBOR, MI 48104-1316 |
The 2026 property tax bill for 125 Wappanocca Ave was $43,379, up 7.3% from the year before.
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,379.00 (+7.28%) | ||
| 2025 | $40,435.00 | $34,750 (-) Land $7,400 Building $27,350 | $2,944,916 (+6.78%) Land $627,119 Building $2,317,797 |
| 2024 | $34,750 (-) Land $7,400 Building $27,350 | $2,757,937 (+2.38%) Land $587,302 Building $2,170,635 | |
| 2023 | $34,750 Land $7,400 Building $27,350 | $2,693,798 Land $573,643 Building $2,120,155 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 125 Wappanocca Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 98 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 100 units insured incl. 2 condo units |
| Nearby Flood Claims | 559 (1978–2023) |
| Claims Outside the SFHA | 44 of 559 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 125 Wappanocca Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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