128 Wappanocca Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 128 Wappanocca Ave, Rye, NY 10580

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,648 sqft · built 2003
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$705,000 (Dec 2015)
Tax Bill	$14,325 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`551400 139-19-3-37-1-1`

Property Details

APN / Parcel Number

Primary APN	`551400 139-19-3-37-1-1`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,648 sqft Total Area
1st Floor Area	1,648 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Other
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	128 WAPPANOCCA AVE
City	RYE
State	NY
Zip	10580-2032
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B1
Legal Subdivision	FERNWOOD COMMON
Legal Block	3
Legal Lot Number	37.001
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	4
Census Block	4008
Census Tract	7700

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 WAPPANOCCA AVE, RYE, NY 10580-2032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2015 · Amount on Record
Deed Sale	Dec 29, 2015 · Amount on Record
Deed Document Number	2015553493272
Record Updated	Oct 29, 2026

June 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jun 2, 2022
Property Address	128 WAPPANOCCA AVE, RYE, NY 10580-2032
Document Number	0621333290
Map Reference	MAP 28709
Instrument Date	May 18, 2022
Instrument	621333290
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	BENCHMARK TITLE COMPANY, BENCHMARK TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3404 GIBSON PL, REDONDO BEACH, CA 90278-1731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ELM PL, RYE, NY 10580-2919

Mortgage

Document Number	0621433748
Date	Jun 2, 2022
Instrument	621433748

Lender

Name	USALLIANCE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,325.00 (+8.95%)
2025	$13,148.00	$11,300 (-) Land $4,150 Building $7,150	$957,627 (+6.78%) Land $351,695 Building $605,932
2024		$11,300 (-) Land $4,150 Building $7,150	$896,825 (+2.38%) Land $329,365 Building $567,460
2023		$11,300 Land $4,150 Building $7,150	$875,969 Land $321,705 Building $554,264

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 98 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	100 units insured incl. 2 condo units
Nearby Flood Claims	559 (1978–2023)
Claims Outside the SFHA	44 of 559
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 76 claims Hurricane Irene, Sep 2011 · 74 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20