Monroe County property record for 145 S Hammock Rd, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 884 sqft · built 1972 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100 (Feb 2009) |
| Tax Bill | $4,993 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00403290-000000 |
| Primary APN | 00403290-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 884 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1495590 |
|---|---|
| Street Address | 145 S HAMMOCK RD |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-3515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | THE HAMMOCK PB3-50 UPPER MATECUMBE LOT 24 AND SE 1/2 LOT 25 OR403-1047/48 OR405-551/52 OR593-733 OR901-818/19L/E OR1750-1622/25R/S (PROB 07 CP 90 P) OR2406-444/46 OR2912-828D/C |
| Legal Range | 37E |
| Legal Township | 63S |
| Legal Section | 27 |
| Legal Subdivision | HAMMOCK, THE |
| Legal Lot Number | 24,25 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 970900 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 RUSSELL NORTH LN N, ISLAMORADA, FL 33036 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 6, 2009 · Amount on Record |
| Deed Sale | Feb 6, 2009 · Amount on Record |
| Deed Book / Page | 2406 / 444 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $665,772 (+3.53%) Land $498,056 Building $167,716 | $665,772 (+3.53%) Land $498,056 Building $167,716 | |
| 2024 | $4,993.00 (+2.42%) | ||
| 2023 | $4,875.00 (+15.28%) | $643,050 (+37.16%) Land $522,675 Building $120,375 | $643,050 (+37.16%) Land $522,675 Building $120,375 |
| 2022 | $4,229.00 | $468,825 Land $348,450 Building $120,375 | $468,825 Land $348,450 Building $120,375 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 265 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 387 units insured incl. 122 condo units |
| Nearby Flood Claims | 582 (1982–2022) |
| Claims Outside the SFHA | 21 of 582 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Hotwire Communications, T-Mobile.
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