144 S Hammock Rd, Islamorada, FL 33036 Property Records

Monroe County property record for 144 S Hammock Rd, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,548 sqft · built 1980
Lot Size	0.399 acres (17,386 sqft)
Owner	2 Individual Names on Record
Last Sale	$925,000 (Oct 2023)
Tax Bill	$7,818 (2024)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Nov 2021 Transfer
Flood Zone	Zone AE (high risk)
APN	`00403170-000100`

Property Details

APN / Parcel Number

Primary APN	`00403170-000100`
Alternative APN	`9042111`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,548 sqft Living Area
Gross Area	3,001 sqft
1st Floor Area	2,548 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,386 sqft (0.399 acres)
Garage Type	Attached
Garage Area	453 sqft
Porch	Open Porch
Porch Area	220 sqft
Patio Area	872 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	9042111
Street Address	144 S HAMMOCK RD
City	ISLAMORADA
State	FL
Zip	33036-3509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INC
Legal Description	LOTS 11-12 THE HAMMOCK PB3-50 OR1906-2354 OR2086-2430 OR3139-127 OR3246-1039
Legal Range	37E
Legal Township	63S
Legal Section	27
Legal Subdivision	HAMMOCK, THE
Legal Lot Number	11-12
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2003
Census Tract	970900

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4100 9TH ST, NORTH BEACH, MD 20714-4066
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Warranty Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP
Nov 22, 2021	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2023 · Amount on Record
Deed Sale	Oct 11, 2023 · Amount on Record
Prior Sale	Feb 18, 2005 · Amount on Record
Deed Document Number	20232435543
Deed Book / Page	3246 / 1039
Prior Transfer Date	Nov 9, 2021
Prior Transfer Doc	0031390127
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 11, 2023
Property Address	144 S HAMMOCK RD, ISLAMORADA, FL 33036-3509
Document Number	0032461039
Book / Page	3246 / 1039
Map Reference	MB 3 PG 50
Instrument Date	Sep 14, 2023
Instrument	2435543
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,475.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 FLAMINGO HAMMOCK RD, ISLAMORADA, FL 33036-3514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 9TH ST, NORTH BEACH, MD 20714-4066

Mortgage

Document Number	0032461041
Date	Oct 11, 2023
Instrument	3246/1041

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Nov 22, 2021
Property Address	144 S HAMMOCK RD, ISLAMORADA, FL 33036-3509
Document Number	0031390127
Book / Page	3139 / 127
Map Reference	MB 3 PG 50
Instrument Date	Nov 9, 2021
Instrument	2349711
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	144 S HAMMOCK RD, ISLAMORADA, FL 33036-3509

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$835,250 (+120.56%)	$840,369 (-11.74%) Land $484,687 Building $355,682
2024	$7,818.00 (+91.15%)
2023	$4,090.00 (+1.72%) Homeowner's exemption	$378,688 (+3%)	$952,130 (+28.23%) Land $635,806 Building $316,324
2022	$4,021.00 Homeowner's exemption	$367,659	$742,493 Land $423,871 Building $318,622

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 265 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	387 units insured incl. 122 condo units
Nearby Flood Claims	582 (1982–2022)
Claims Outside the SFHA	21 of 582
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 197 claims Hurricane Irene, Oct 1999 · 80 claims Hurricane Georges, Sep 1998 · 84 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, T-Mobile.

Nearby Properties on S Hammock Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures