St. Johns County property record for 96 Red Cedar Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,506 sqft · built 2016 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $482,000 (Feb 2017) |
| Tax Bill | $6,296 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Jan 2022 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026344-0210 |
| Primary APN | 026344-0210 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 20 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,506 sqft Living Area |
| Gross Area | 4,144 sqft |
| 1st Floor Area | 1,838 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 211 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 96 RED CEDAR DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-2207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 78/90-94 CEDAR POINT LOT 21 OR4324/1774 & 5471/1663(Q/C) |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 17 |
| Legal Subdivision | CEDAR POINT |
| Legal Block | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 20811 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 96 RED CEDAR DR, SAINT JOHNS, FL 32259-2207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Dec 1, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA |
| Jan 18, 2022 | Intrafamily Transfer, Transfer |
| Apr 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY |
| Apr 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 1, 2017 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2017 · Amount on Record |
| Deed Sale | Feb 1, 2017 · Amount on Record |
| Prior Sale | Dec 1, 2016 · Amount on Record |
| Deed Document Number | 20177479 |
| Deed Book / Page | 4324 / 1774 |
| Last Transfer Date | Jan 18, 2022 |
| Transfer Doc | 0054711663 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 96 RED CEDAR DR, SAINT JOHNS, FL 32259-2207 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 96 RED CEDAR DR, SAINT JOHNS, FL 32259-2207 |
| Investor | Possibly a Property Investor |
| Document Number | 0062640438 |
|---|---|
| Date | Dec 1, 2025 |
| Book Page | 6264/438 |
| Instrument | 2025096705 |
| Name | COMMUNITY FIRST CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Nov 24, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 18, 2022 |
| Property Address | 96 RED CEDAR DR, SAINT JOHNS, FL 32259-2207 |
| Document Number | 0054711663 |
| Book / Page | 5471 / 1663 |
| Map Reference | MB 78 PG 90-94 |
| Instrument Date | Jan 18, 2022 |
| Instrument | 2022006199 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 96 RED CEDAR DR, SAINT JOHNS, FL 32259-2207 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 96 RED CEDAR DR, SAINT JOHNS, FL 32259-2207 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047101878 |
|---|---|
| Date | Apr 18, 2019 |
| Book Page | 4710/1878 |
| Instrument | 2019026499 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 96 RED CEDAR DR, SAINT JOHNS, FL 32259-2207 |
| Document Number | 0049231768 |
| Instrument Date | Apr 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 96 RED CEDAR DR ST JOHNS FL 322592207, ST JOHNS, FL 32259-2207 |
| Document Number | 0049231768 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 004923/001768 |
| Instrument | 29564 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 1, 2017 |
| Property Address | 96 RED CEDAR DR, SAINT JOHNS, FL 32259-2207 |
| Document Number | 0043241774 |
| Book / Page | 4324 / 1774 |
| Map Reference | MB78 PG90 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 2017007479 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | MARSH LANDING TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6966 BUSINESS PARK BLVD N, 6966, JACKSONVILLE, FL 32256-2735 |
| Name | Verified Name |
|---|---|
| Address | 832 SILVERLEAF DR, GREENWOOD, IN 46143-7234 |
| Document Number | 2017007480 |
|---|---|
| Date | Feb 1, 2017 |
| Instrument | 2017007480 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2047 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $494,401 (+2.7%) | $618,747 (-7.51%) Land $110,000 Building $508,747 | |
| 2025 | $6,296.00 (+11.91%) Homeowner's exemption | $481,403 (+2.9%) | $669,023 (+1.87%) Land $130,000 Building $539,023 |
| 2024 | $5,626.00 (+1.92%) Homeowner's exemption | $467,836 (+3%) | $656,724 (-1.02%) Land $130,000 Building $526,724 |
| 2023 | $5,520.00 (+2.68%) Homeowner's exemption | $454,210 (+3%) | $663,504 (+3.42%) Land $130,000 Building $533,504 |
| 2022 | $5,376.00 Homeowner's exemption | $440,981 | $641,587 Land $128,800 Building $512,787 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 63 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 63 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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