Essex County and Gloucester City property record for 145 Prospect St, Gloucester, MA 01930
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 7 bd · 4 ba · 3,132 sqft · built 1900 |
| Lot Size | 0.047 acres (2,050 sqft) |
| Owner | Company Name on File |
| Last Sale | $330,000 (May 2014) |
| Tax Bill | $6,253 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0012 B:0055 L:0000 |
| Primary APN | GLOU M:0012 B:0055 L:0000 |
|---|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 4 Baths |
| Units | 4 Units |
| Stories | 3 Stories |
| Building Area | 3,132 sqft Living Area |
| Gross Area | 4,288 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 268 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,050 sqft (0.047 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 145 PROSPECT ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-3769 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | NB |
| Legal Block | 55 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 221500 |
Source: Essex County and Gloucester City records · APN GLOU M:0012 B:0055 L:0000
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 111 MAIN ST, A, GLOUCESTER, MA 01930-5747 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · Commercial Mortgage CAPE ANN SAVINGS BANK |
| Sep 20, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CAPE ANN SAVINGS BANK |
| Apr 16, 2024 | Deed of Trust, Mortgage · Commercial Mortgage CAPE ANN SAVINGS BANK |
| Dec 19, 2024 | Deed of Trust, Mortgage · Commercial Mortgage CAPE ANN SAVINGS BANK |
| Jul 13, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CAPE ANN SAVINGS BANK |
| Dec 12, 2019 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) CAPE ANN SAVINGS BANK |
| Dec 03, 2020 | Deed of Trust, Mortgage · Commercial Mortgage CAPE ANN SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 22, 2014 · Amount on Record |
| Deed Sale | May 22, 2014 · Amount on Record |
| Prior Sale | Dec 13, 2000 · Amount on Record |
| Deed Book / Page | 33291 / 169 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 145 PROSPECT ST, GLOUCESTER, MA 01930-3769 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 043289-108 |
|---|---|
| Date | Mar 24, 2026 |
| Book Page | 43289/108 |
| Instrument | 20260324000970 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 145 PROSPECT ST, GLOUCESTER, MA 01930-3769 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041200-154 |
|---|---|
| Date | Sep 20, 2022 |
| Book Page | 41200/154 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 145 PROSPECT ST, GLOUCESTER, MA 01930-3769 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042071-118 |
|---|---|
| Date | Apr 16, 2024 |
| Book Page | 42071/118 |
| Instrument | 20240416004650 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 145 PROSPECT ST, GLOUCESTER, MA 01930-3769 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0042496-15 |
|---|---|
| Date | Dec 19, 2024 |
| Book Page | 42496/15 |
| Instrument | 20241219001650 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 145 PROSPECT ST, GLOUCESTER, MA 01930-3769 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36863-323 |
|---|---|
| Date | Jul 13, 2018 |
| Book Page | 36863/323 |
| Instrument | 180713006870 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 145 PROSPECT ST, GLOUCESTER, MA 01930-3769 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38104-484 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 38104/484 |
| Instrument | 20191212002720 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 145 PROSPECT ST, GLOUCESTER, MA 01930-3769 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39253-203 |
|---|---|
| Date | Dec 03, 2020 |
| Book Page | 39253/203 |
| Instrument | 20201203003150 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,253.00 (+2.51%) | $643,300 (+2.62%) Land $118,900 Building $524,400 |
| 2024 | $6,100.00 (-2.93%) | $626,900 (+5.65%) Land $113,200 Building $513,700 |
| 2023 | $6,284.00 | $593,400 Land $101,100 Building $492,300 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092215002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 42 units insured incl. 9 condo units |
| Nearby Flood Claims | 13 (1987–2020) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 555 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MA3107000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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