St. Clair County property record for 145 Koa Rd, Riverside, AL 35135
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,902 sqft · built 2004 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $148,000 (Nov 2014) |
| Tax Bill | $990 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-08-33-0-001-025.030 |
| Primary APN | 22-08-33-0-001-025.030 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,902 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 34,848 sqft (0.8 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 00527743 |
|---|---|
| Street Address | 145 KOA RD |
| City | RIVERSIDE |
| State | AL |
| Zip | 35135-1062 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 32 THE HIGHLANDS SD SECTOR TWO 33-16-4 |
| Legal Range | 04E |
| Legal Township | 16S |
| Legal Section | 33 |
| Legal Subdivision | THE HIGHLANDS S/D |
| Legal Lot Number | 32 |
| Jurisdiction | ST CLAIR AL |
| Township / Civil Division | PELL CITY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 40211 |
145 Koa Rd is owned and occupied by two individuals who bought it in November 2014.
Source: St. Clair County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 145 KOA RD, RIVERSIDE, AL 35135-1062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · Commercial Mortgage METRO BANK |
| Oct 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COOSA VALLEY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2014 · Amount on File |
| Deed Sale | Nov 8, 2014 · Amount on File |
| Prior Sale | Nov 6, 2014 · Amount on File |
| Deed Book / Page | 2014 / 12961 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 145 KOA RD, RIVERSIDE, AL 35135-1062 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 145 KOA RD, RIVERSIDE, AL 35135-1062 |
| Document Number | 0000047313 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | MTG 2021/47313 |
| Name | METRO BANK |
|---|---|
| Type | Bank |
| Address | PELL CITY, AL 35128 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 145 KOA RD, RIVERSIDE, AL 35135-1062 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000040486 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | MTG 2019/40486 |
| Name | COOSA VALLEY MORTGAGE INC |
|---|---|
| Type | Non-Lending Institution |
| Address | PELL CITY, AL 35128 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 145 Koa Rd was $990 with a homeowner's exemption.
Source: St. Clair County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Municipality | Riverside City |
| Unified School District | Pell City City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $990.00 | $25,320 | $266,700 Land $70,000 Building $196,700 |
| 2023 | $47,340 Land $8,000 Building $39,340 | $236,700 Land $40,000 Building $196,700 | |
| 2022 | $730.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 145 Koa Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 145 Koa Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 56% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Sparklight Cable | 1,000 / 50 |
May also be available: T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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